I accidentally sat on my phone and now it looks like it has spiderwebs on the screen. I read something about a screen and a digitizer so I am not sure which needs to be replaced. The phone still works as the led is blinking red and the back and menu button still light up just the screen is blank. I saw a screen for about $40 and a digitizer can be up to $200. I have insurance with a $99 deductible so I was wondering if it would be cheaper to buy what it needs or pay the deductible? I would post pictures but I can't figure out how to do that withe the app.