Hi, got my new bionic and had it for two weeks before I managed to crack the screen. Fell right out of ny pocket. So I looked to the web for a solution, and short of $250 services which seem expensive to me, the only option I found was a replacement screen for sale ($60) that comes with a "pry open tool" for self install. Any suggestions or advice for me before I seriously consider prying open my awesome phone?
Rather than trying to defraud the insurance company I recommend a more honest, ethical approach. How about saving some money over the course of a few months and buying a new phone. Once you've done that then you should seriously consider purchasing insurance to protect your investment. Doing the right thing will make you feel better in the long run and you'll have real world examples of good decision making to pass on to your kids one day.