Lost Contacts and Shortcuts.

[japerson34]

Garminfone reset itself asking me to accept user agreement. Upon doing so, notice phone was like brand new and everything lost. All contacts, photos, downloaded apps and shortcuts. I rebooted phone several times. I removed both memory cards and reinserted them. Nothing. I took new pictures and the old pictures have now reappeared. My wife sent me a text and my phone does recognize her. I can edit her contact, delete her contact, but not add her as a contact. When I go to contacts, it says I have no contacts. I have hope I can recover everything someway. Hope someone out there can help me.