it's all that up front money though ... what the etf? 150?
plus the phone ... 250-300.
kind of a lot to put up.
Verizon Early termination fee: $350
Nexus 4: ~$350 (tax, etc a little extra)
Lets call that $750 total, to be aggressive (twss?), lol.
Savings in the plan between Verizon and Tmo's: $100 monthly (My bill averages about $135 a month right now, keep in mind that's with an extra line I got when I got the Gnex)
Carried over 13 months, if I started it this month, as my contract wouldn't be up til next december: $1300 in savings.
Minus the $750 cost... total saved: $550, plus maybe $150-200+ I could get for the gnex. Yeah that's some serious paper