Legal American: I assume your reference to "5 extra apps" rather than go without an S pen is your way of saying you'll put up with the Bloatware. But based on my experience with the Verizon Adroid Razor Maxx, my real gripe with bloatware is that when a company (well, at least Verizon) pushes it on its customers -- it delays Google updates. In the case of my cell phone, delays have been so extreme that any reasonable consumer might conclude it's intentional so that you'll trade up your phone, at a substantial cost, even if it means doing it before the end of a two-year contract, just so you can get the most recent version of Android. I spent hours researching both tablets under discuss here and would have loved to have the S pen (because I'd much prefer to take notes by hand in business meetings), but it really ticks me off that you could spend a lot of money on a Galaxy Note 10.1 and then not obtain Google updates as soon as they are released while you watch your friends using a Nexus 10 get them right away. I realize I'm not being fair to Samsung -- I don't know if they'd behave like Verizon has and perhaps I should have spent more time trying to discern Samsung's past history with Google updates. But like a lot of people, I acted in kind of a re-active mode: so ticked off at Verizon's delay with updates that became my primary focus. But at the end of the day, you are right: they are both great tablets. It all depends on the prospective customer's primary intended uses of the device. Photography was a big issue for me so that the screen resolution was a big factor too. I've only owned my Nexus 10 for about a month and a half. It's frozen up once or twice but I found out online -- in this Android Central Website -- how to safely reboot the thing but I am concerned about the number of conversations in various places about the Nexus 10 freezing up. I'd be curious to know what Samsung's experience is with the Galaxy Note 10.1. But, again, to the extent the "freeze up" problem can be solved with software updates, at least I have the satisfaction of knowing I'll get bug fixes right away as Google releases them.