Does the Play Store extend lines of credit?

**FreakyLocz14** · 11-12-2012, 11:55 PM

I have lines of credit with PayPal, Amazon, Best Buy, and a credit card with a low limit with my bank, but the Nexus 4 isn't being sold anywhere else besides Google Play and T-Mobile.

I really don't want to have to pay the full price outright if I can avoid it.

Sent from my Galaxy Nexus using Android Central Forums

**Ziptied** · 11-12-2012, 11:56 PM

Originally Posted by FreakyLocz14

I have lines of credit with PayPal, Amazon, Best Buy, and a credit card with a low limit with my bank, but the Nexus 4 isn't being sold anywhere else besides Google Play and T-Mobile.

I really don't want to have to pay the full price outright if I can avoid it.

Sent from my Galaxy Nexus using Android Central Forums

no.

**Burleson90** · 11-13-2012, 12:05 AM

I highly doubt it. I would guess they operate like most retailers and will decline the transaction.

**FreakyLocz14** · 11-13-2012, 12:08 AM

Originally Posted by Burleson90

I highly doubt it. I would guess they operate like most retailers and will decline the transaction.

How would they decline a transaction that was never made?

**reign831** · 11-13-2012, 12:16 AM

Originally Posted by FreakyLocz14

I have lines of credit with PayPal, Amazon, Best Buy, and a credit card with a low limit with my bank, but the Nexus 4 isn't being sold anywhere else besides Google Play and T-Mobile.

I really don't want to have to pay the full price outright if I can avoid it.

Sent from my Galaxy Nexus using Android Central Forums

If you don't think you'll be able to pay the full amount outright, maybe you should wait until you save up money and can do so?

America the impatient.

**Burleson90** · 11-13-2012, 12:17 AM

When it goes to process the payment it would get declined. Assuming you use your card set up through google wallet and it doesn't have enough money on it it would decline your attempted payment.

**FreakyLocz14** · 11-13-2012, 12:22 AM

Originally Posted by Burleson90

When it goes to process the payment it would get declined. Assuming you use your card set up through google wallet and it doesn't have enough money on it it would decline your attempted payment.

I never said that I'm attempting to use a debit card with insufficient funds. My bank would treat that as an overdraft, and just charge my credit card the remaining balance.

**Burleson90** · 11-13-2012, 12:27 AM

Than maybe I don't understand your question. My bad than

**FreakyLocz14** · 11-13-2012, 12:30 AM

Originally Posted by Burleson90

Than maybe I don't understand your question. My bad than

I'm asking if the Play Store extends credit to people so they can pay later. From the answers that I've received so far, it appears that they don't.

It looks like I'll have to lurk EBay and Amazon for someone who isn't selling the device ridiculously overpriced.

**howarmat** · 11-13-2012, 12:31 AM

answer in post #2...why are still discussing this lol

**Andrew Martonik** · 11-13-2012, 01:16 AM

No, Google doesn't extend lines of credit to people buying devices on the Play Store.

**FreakyLocz14** · 11-13-2012, 01:21 AM

Originally Posted by reignx777

If you don't think you'll be able to pay the full amount outright, maybe you should wait until you save up money and can do so?

America the impatient.

If I'm willing to incur the debt to purchase the device, then that's my prerogative.

**Andrew Martonik** · 11-13-2012, 01:23 AM

Originally Posted by FreakyLocz14

If I'm willing to incur the debt to purchase the device, then that's my prerogative.

But that doesn't mean Google should be required to take on the risk of having people buying devices on credit. Their choice.

If you want to take on the line of credit, you can get a credit card and do it that way...

**reign831** · 11-13-2012, 01:36 AM

Originally Posted by Andrew Martonik

But that doesn't mean Google should be required to take on the risk of having people buying devices on credit. Their choice.

If you want to take on the line of credit, you can get a credit card and do it that way...

Yeah that's what I was thinking. Figured a credit card would be an obvious answer.

**FreakyLocz14** · 11-13-2012, 01:56 AM

Originally Posted by Andrew Martonik

But that doesn't mean Google should be required to take on the risk of having people buying devices on credit. Their choice.

If you want to take on the line of credit, you can get a credit card and do it that way...

That's also true. I was just answering reignx777's condescending post.

Nobody is required to extend lines of credit, but retailers that do only do so after reviewing the customer's history of repaying their debts, by the way