I did it as an add on to a tablet policy with Worth Ave Group. As long as the coverage amount covers the cost of tablet and phone the phone is a $5 add on to the policy and both have a $0 deductible and since it is insurance there are unlimited claims, versus one and done with square trade. I think it was in the $45 range for one year to cover a nexus 7 and Nexus 4 with a discount code. And WAG will cover any phone, new, used, refurbished, no matter the age, you do not have to be in a 30 day window after purchase.
May not be worth it to everyone, but I have a two year old who already broke the back of my N4.
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