- 03-14-2014, 07:49 AM #2
I never made a single claim. It was a stupid rip-off game that I should have stopped playing years and years ago... at least when they unreasonably bumped the prices/deductibles. I am a careful and responsible phone owner and shouldn't have to pay for every 15 year child's and absent-minded adult's phone issues.
- 03-14-2014, 08:41 AM #3
- 259 Posts
Not on my n5. The deductible on sprint and monthly rates are a joke. I could buy a new phone from Google off contract at almost the same price. I do have the total equipment insurance on my wife's iPhone though. Its a 200 dollar deductible then vs the ridiculous off contract price of an iPhone. That's where it makes sense. Coincidentally, this is one of the reasons I switch from an iPhone to n5.
Posted via Android Central App
- 03-14-2014, 10:40 AM #4
$75 deductible. And they will only cover repairs totaling what your phone costs. And you need to keep the receipt for your phone...it is required whenever you make a claim. Mine is about $6 a month I think. But they cover everything, even water damage. If I had had this on my cruise, it would have saved me about $350.
Cell Phone Insurance - Cell Phone Warranty - Cellphone Insurance
EDIT - Does not cover theft or loss, but will cover any actual damage, even if you caused it.
- 03-14-2014, 11:28 AM #5
Or see if your credit card will cover it.
My bank's Mastercard covers my mobile phone as long as I pay the monthly cellphone bill with it (including accidental damage).
(If you bought your phone from google play and paid using a credit card) Most major credit cards will extend the manufacturer's warranty by a year (Note: accidental damage is not included in manufacturer warranty) - most major cards will also provide 90 days or so of accident/theft from date of purchase - check your credit card benefits to confirm of course.
- 03-14-2014, 11:49 AM #6
I have insurance from Verizon, it is $5.18 per month and $99 deductible for my note 3
When comparing insurance, make sure to compare coverage (some don't cover loss or theft), claim limit, and deductible.
dpham00, Android Central Moderator
Sent from my Verizon Samsung Galaxy Note 3 via Tapatalk Pro
- 03-14-2014, 11:52 AM #7
- 03-14-2014, 12:06 PM #8
- 03-14-2014, 03:20 PM #9
I have SquareTrade as well. $125 for 2 years (a little over $5/month), but currently, I noticed a sale on their website that brings it down to $99. As mentioned above, no theft protection, but I'm concerned mostly about damage. The $75 deductible is much better than when I had Asurion on Verizon. For me, the key time for insurance is in the first few months, where accidental damage can be a real bummer--may not be covered by your credit card, certainly not covered by warranty. It's good peace of mind for me to know that if I thrashed this phone by accident, I only need to pay $75 instead of $400 to get another.
Posted via Android Central App
- 03-14-2014, 08:14 PM #10
I hear Square Trade offers a fantastic insurance. I have Sprint and recently had to get a replacement for a damaged screen. Paid $100 for the replacement and it came the next business day.
Sent from my Nexus 5 using AC Forums mobile app
- 03-15-2014, 02:46 AM #11
- 2 Posts
- 03-15-2014, 03:50 AM #12
- 03-15-2014, 08:46 AM #13
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