Some options for phone insurance

[mistyisland]

Two of these options will cover loss and theft, but are expensive. Does anyone have any experience with these insurance companies? This is a relatively recent article, so the prices should be up to date. I have Securranty for my tablet and have never made a claim, but it was $99/ two years and a $50 deductible. They are basically offering the same thing for smart phones. Securranty is not included in this article. If you have an ins. carrier with better coverage, please mention it.

5 of the Best Aftermarket Smartphone Insurance Plans | Gadget Review

Of the two that do cover loss and theft, "Protect your bubble" has the option of replacing with a different phone. Yikes. "Reconditioned" is bad enough. That leaves "Mobile Rhino" which is pretty expensive.

 

[Jaguarr40]

Two of these options will cover loss and theft, but are expensive. Does anyone have any experience with these insurance companies? This is a relatively recent article, so the prices should be up to date. I have Securranty for my tablet and have never made a claim, but it was $99/ two years and a $50 deductible. They are basically offering the same thing for smart phones. Securranty is not included in this article. If you have an ins. carrier with better coverage, please mention it.

5 of the Best Aftermarket Smartphone Insurance Plans | Gadget Review

Of the two that do cover loss and theft, "Protect your bubble" has the option of replacing with a different phone. Yikes. "Reconditioned" is bad enough. That leaves "Mobile Rhino" which is pretty expensive.

Your above comments about $99.00 w/ a $50.00 deduct is not really that bad when you consider what you would lose w/o any insurance on these devices. I would never buy a smartphone personally and never have w/o some kind of insurance and yours sounds pretty good.

 

[Jennifer Stough]

I have assurion contracted through Verizon. Its $7 dollars a month for full coverage including loss, theft, and water damage. That averages about $168 for two years with a $99 deductible and 2 claims a year. Not the best deal, but easier since I pay with my monthly bill and id rather have the protection if anything were to happen to my phone. My husbands note 2 also has the same insurance. I will look onto securranty, though, because it sounds like a good deal.

Sent from my Verizon Droid DNA

 

[mistyisland]

Your above comments about $99.00 w/ a $50.00 deduct is not really that bad when you consider what you would lose w/o any insurance on these devices. I would never buy a smartphone personally and never have w/o some kind of insurance and yours sounds pretty good.

It doesn't cover loss or theft, though. Yes, it is great for my tablet, but my tablet doesn't run as much of a risk of being stolen. Smartphones are a different breed of cat.

 

[Jaguarr40]

It doesn't cover loss or theft, though. Yes, it is great for my tablet, but my tablet doesn't run as much of a risk of being stolen. Smartphones are a different breed of cat.

I would agree that is alot of money for insurance and I also have VZW but on my phone I have $99.00 for 2 years with a $49.00 deduct - 2 incidents a year.

 

[Jennifer Stough]

I would agree that is alot of money for insurance and I also have VZW but on my phone i have $99.00 for 2 years with a $49.00 deduct - 2 incidents a year.

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I agree 100%. I would never worry about a tablet as much as a phone and is why i have insurance on my phone.

Were you offered that through Verizon?

Sent from my Verizon Droid DNA

 

[CaCHooKaMan]

im definitely looking to change my insurance. i pay 6.99/month for insurance through at&t and their deductible is pretty ridiculous with new phones.

 

[Jaguarr40]

Were you offered that through Verizon?

Sent from my Verizon Droid DNA

NO I got my through a different Party.

 

[Jennifer Stough]

NO I got my through a different Party.

Ok that's what I thought, lol. I was told when getting our phones the only option was assurion unless we went third party.

Sent from my Verizon Droid DNA

 

[Jennifer Stough]

im definitely looking to change my insurance. i pay 6.99/month for insurance through at&t and their deductible is pretty ridiculous with new phones.

Same here. Back in the day when I had a blackjack 2 with att the deductible was $50. On Verizon for a smart phone its $99.

Sent from my Verizon Droid DNA

 

[Jaguarr40]

Ok that's what I thought, lol. I was told when getting our phones the only option was assurion unless we went third party.

Sent from my Verizon Droid DNA

I could tell you where I got my insurance and on what phone but then I would have to kill ya. Just kidding!

 

[Jennifer Stough]

I could tell you where I got my insurance and on what phone but then I would have to kill ya. Just kidding!

Oh no, please, spare me! Lol, I have to run it by my husband as he has no clue that I'm looking into outside insurance. He's the kinda guy who takes representitives word for gold.

Sent from my Verizon Droid DNA

 

[htowngator]

Also check out ensquared.

Sent from my SAMSUNG-SGH-I747 using Tapatalk 2

 

[BigDinCA]

Could be worse folks. I'm paying $11/month for Sprint TEP with a $150 deductible through Assurion to replace my EVO.

 

[Jennifer Stough]

Could be worse folks. I'm paying $11/month for Sprint TEP with a $150 deductible through Assurion to replace my EVO.

Holy crap. What model EVO do you have?

Sent from my Verizon Droid DNA

 

[pblakk]

Could be worse folks. I'm paying $11/month for Sprint TEP with a $150 deductible through Assurion to replace my EVO.

Wow that's a high deductible.

Sent from my DROID RAZR HD

 

[CaCHooKaMan]

at&t is $6.99 a month with a $199 deductible

 

[Gathomblipoob]

at&t is $6.99 a month with a $199 deductible

Ouch! Let go of my arm!

 

[BigDinCA]

Holy crap. What model EVO do you have?

The Golden EVO, obviously...

Just the EVO LTE, but that's just the Sprint/Assurion deductible for any smartphone over $549.

 

[mistyisland]

Here's another-- Esurance. $125 deductible, and loss and theft insurance, $7.99/mo. I used the HTC One X to determine deductible. They didn't have the One listed yet.
Esurance - Cell Phone Insurance