While setting up the phone yesterday, I opted to tap it together with my Moto X to copy over settings and apps. I was surprised to see/read the animation that instructed to point the top of the phone to the back of my old phone. Is this a good indication the NFC chip is mounted near the top of the phone? This would be a great help with thick mods attached, but also just generally less confusing that dancing the whole phone over a payment terminal waiting for the beep!