Hi , Alex . I suggest you pay US$ 30. Because... Older chargers are typically rated at 500 mA, and there are two options in the electronic design of the charger: 1 ) Most likely, there is a 500mA current limiter circuit, and output voltage is stable. In this case, S4 is loaded slowly, but in an unsafe manner, since the charger will operate at the upper limit all the time giving a higher probality to damage the charger (it means risks from fire in the building, or S4 damage (due to voltage spikes during some damage to the charger), until nothing. In this case, S4 battery lifetime will be a little better , since they are slowly changed, but not much. 2 ) There is no 500 mA current limiter circuit, and the voltage will be lower than necessary. In this case, the risks are high and therefore I do not believe that Samsung would do it.
Anyway, remember that you are in a situation of risk when you use a charger not recommended. (For your reference, I 'm a hardware developer , ok?).