i HONESTLY dont know how it got water damaged i was doing dishes and my phone was about no were near the sink . anyway so i did the dishes for about 20 15 min . when i went to get my phone it was wet in the back it has a protector but it got through . i quickly striped everything and tried to dry it . it was on working for while i was cleaning i took the battery out there was a lil water back there i clean it out took the sd card etc . when i turned it back on it worked but the speaker was sounding weird so i tried drying the speakers left it for about 3 or 4 min put it back on the the Samsung galaxy s4 logo appeared the screen and the so8und was back to normal but after that it was just a black screen . then i striped it again and throw it in some rice what should i do ?!! i pay for insurance idk if it will cover it tho . i have t mobile !!