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Exactly. What At&t is pushing is that you can upgrade after 12-18 months which means that the phone is paid in full and you just became the owner of the phone and now your going to trade it in or keep it to get another phone to pay off at RETAIL price....

Its not a 2 year contract but if you decide to cancel you have to pay the retail price of the phone. I'd rather pay the amount of the phone $199.99 for a 2 year contract phone versus $500+ (or FULL retail price). You might not be paying that much up front but it adds up in the future and your...