Is it true Insurance is going up to $11 a month?????

**AnnDroid** · 05-07-2012, 08:34 PM

If this is true, I'll probably drop it, but that's what they want, huh? That's an incredible amount. I've been paying for it for 2 years, never used it and they thank me by upping the charge?

**tndank** · 05-07-2012, 09:38 PM

Only applies to new phones with a retail of $549.99 and higher.

**icewater106** · 05-07-2012, 09:58 PM

Don't even use that sprint protection program no more its useless unless u use it with in a few months.....best buy has a buy back program.

The galaxy nexus cost $700 and if u have the buy back program they will give u $350 with in 6 months thats a good deal cuz if a phone comes out on with in 6 months u can buy it all u got to pay is 200 extra instead of full price.

**icewater106** · 05-07-2012, 10:10 PM

**prolongExistence** · 05-08-2012, 12:22 AM

Originally Posted by icewater106

Don't even use that sprint protection program no more its useless unless u use it with in a few months.....best buy has a buy back program.

The galaxy nexus cost $700 and if u have the buy back program they will give u $350 with in 6 months thats a good deal cuz if a phone comes out on with in 6 months u can buy it all u got to pay is 200 extra instead of full price.

I'm confused....
How are the Sprint TEP and the BestBuy Buy Back program even remotely the same?

**icewater106** · 05-08-2012, 02:09 AM

Originally Posted by prolongExistence

I'm confused....
How are the Sprint TEP and the BestBuy Buy Back program even remotely the same?

sorry i got mixed up i mean to talk about best buy protection program it cost $160 for the galaxy nexus but if ur phone breaks u don't have to pay $150-200 deductible to get a new one from sprint

**R1_Rydah** · 05-08-2012, 08:09 PM

I'm leaving Sprint next month, because I recently bought an unlocked Galaxy Note to use on Straight Talk, and I love it.. But I was worried about having a $500 phone and no insurance.. Then I found out about from a few posters over at xda Their prices are very reasonable, so I'm going to go with them.. if I have a good experience with them, I'll probably never use carrier Ins again..

**six8** · 05-08-2012, 08:33 PM

Originally Posted by R1_Rydah

I'm leaving Sprint next month, because I recently bought an unlocked Galaxy Note to use on Straight Talk, and I love it.. But I was worried about having a $500 phone and no insurance.. Then I found out about from a few posters over at xda Their prices are very reasonable, so I'm going to go with them.. if I have a good experience with them, I'll probably never use carrier Ins again..

$75 deductible. No thanks

**zmann** · 05-08-2012, 08:47 PM

Worth everyone penny. 2 weeks ago my evo 3d screen developed a issue, was not working right and they Gave me a brand new one, not a refurb. Told me because I have insurance it won't cost me anything, and it did not. Now I have a brand new phone that I only need for a few weeks anyway.

EVO-LUTION 3D

**rich95838** · 05-08-2012, 08:55 PM

I think so on the price increase. Post paid service sucks anyways. Go prepaid, save some money and tell them to suck it on the insurance and over priced service.

**prolongExistence** · 05-09-2012, 12:29 AM

Originally Posted by icewater106

sorry i got mixed up i mean to talk about best buy protection program it cost $160 for the galaxy nexus but if ur phone breaks u don't have to pay $150-200 deductible to get a new one from sprint

Ok, that makes more sense! But, I still need to correct you a little bit. Sprints TEP is weird... if you contact Assurion for a replacement then they will charge you a deductible. But, if you go to an authorized Sprint Repair Store then they will replace your phone without having to pay a deductible. I've replaced several phones this way (Wife & I both had the HP/Palm Pre, need I say more) and have never paid anything.

**prolongExistence** · 05-09-2012, 12:39 AM

Zagg also offers insurance now . I got an email from them a few days ago. I didn't pay much attention to it because I'm always been satisfied with Sprint's TEP and my local repair store. It's $99 for 2 years but there may be a $59 deductible. Even covers water damage (only good point IMHO). The part I don't like is that there is a 3-5 day turn around. So that means you have to either go 3-5 days with no phone OR keep an old phone handy to switch to temporarily. And, Sprint would probably charge you a $36 activation fee twice.

**AnnDroid** · 05-09-2012, 09:57 AM

I have been happy with my Sprint TEP and local repair shop also. I've only had one problem (scratched lens on EVO) and it was repaired in 10 minutes, no charge.

$8 a month through Sprint is costly compared to Ensquared or Zagg. Although, you add in the deductable and the activation fee and the turn around. I couldn't go for 3-5 days without my phone. I'd die.

**AnnDroid** · 05-09-2012, 10:00 AM

Originally Posted by tndank

Only applies to new phones with a retail of $549.99 and higher.

I'm looking at upgrading from my EVO to EVO 4G LTE, retail $549.99.

**tndank** · 05-09-2012, 08:56 PM

Originally Posted by prolongExistence

And, Sprint would probably charge you a $36 activation fee twice.

Sprint does not charge to switch ESNs. If you have 2 phones, you could switch between them twice a day with no charge if you really wanted to.

The $36 activation fee is only charged when you start service or use your upgrade. A credit union 10% discount includes waived activation fees.

**Pace Racing** · 05-09-2012, 11:05 PM

Does anyone have any feedback on the insurance offered through wirefly? I pre ordered my evo 4g lte there, and believe I can still add the protection plan for around $7 per month. I've always had the Sprint TEP plan, but I'm tired of the big deductible which apparently is going up. Wirefly has no deductible, but requires a police report if its lost.

**PLCSP** · 05-10-2012, 09:08 AM

Originally Posted by Pace Racing

Does anyone have any feedback on the insurance offered through wirefly? I pre ordered my evo 4g lte there, and believe I can still add the protection plan for around $7 per month. I've always had the Sprint TEP plan, but I'm tired of the big deductible which apparently is going up. Wirefly has no deductible, but requires a police report if its lost.

Lost or stolen? They won't take a report because you lost your phone.

**MarkHirt** · 05-10-2012, 12:08 PM

And people wonder why everything costs so much these days....

Excuse me but why should insurance pay for a "lost" phone

**MarkHirt** · 05-10-2012, 12:09 PM

And people wonder why everything costs so much these days....

Excuse me but why should insurance pay for a "lost" phone

**cowboys2000** · 05-10-2012, 02:16 PM

TEP covers lost damaged and stolen phones. It is marketed as such thus the reason why it covers lost phones.

Renters and home owners works the same basic way.

Although I can see placing a limit on lost item claims.

Sent from my Galaxy Nexus using Android Central Forums

**MarkHirt** · 05-11-2012, 06:25 AM

Originally Posted by cowboys2000

Renters and home owners works the same basic way.

how someone can be DUMB enough to lose a house

My point is if you lose your phone why should everyone that wastes money on the policy have to pay, never mind I just typed the answer