Wound up breaking the digitizer on my GSII, the screen itself is perfectly fine, but when I sat my bookbag on the pocket my phone was in I am assuming it cracked the digitizer, so I wanted to post this just to put a heads up, but also to ask a couple questions. I just signed up for insurance but am hesitant to file a claim right now, so was curious if anyone has filed a claim right after signing up, I wanted insurance anyways, but put it off and now I feel like I am paying for my procrastination. Another thing, would you think that the issue I have could be with the build quality, or if the phone I got was faulty. It seems odd that the digitizer was the only thing to have cracked, and not the outside screen itself. I feel stupid for already having broke my brand new phone two days in, but I just want to know my options.