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  • 2 Post By raino
  • 1 Post By iOS Gravity
  • 1 Post By dpham00
  1. Thread Author  Thread Author    #1  

    Default 2 broken phones and Insurance

    Hey all,
    I have a Nexus 4 through tmo. Earlier this year, I dropped the phone and it cracked the screen and it couldn't register any touch. This was in January or February , it cost me $150 and fine whatever. They sent me a refurb phone and I was happy. Today, I dropped my phone AGAIN and now the screen doesn't register any touch. If I call Tmobile insurance again, will it again cost me $150? If so, then why am I paying so much per month for insurance if it still is going to cost me so much? I guess I don't understand how this works. Any help would be greatly appreciated.

    Maybe I should have invested in a phone bumper...
  2. #2  

    Default Re: 2 broken phones and Insurance

    The $150 is the deductible, what you pay monthly is the premium.
    dpham00 and tube517 like this.
  3. Thread Author  Thread Author    #3  

    Default Re: 2 broken phones and Insurance

    So no matter what, I have to pay $150. aw shucks
  4. #4  

    Default Re: 2 broken phones and Insurance

    I heard that Square Trade was pretty good.
    tube517 likes this.
  5. #5  

    Default Re: 2 broken phones and Insurance

    As said above the $10 per month is the premium, and there is a $150 deductible per claim.

    dpham00, Android Central Moderator
    Sent from my Verizon Samsung Galaxy Note 3
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    tube517 likes this.
  6. #6  
    Closingracer's Avatar
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    Default Re: 2 broken phones and Insurance

    Quote Originally Posted by iOS Gravity View Post
    I heard that Square Trade was pretty good.
    it is but I personally want lost and theft protection which it doesn't cover

    Sent from my SM-N900T
  7. #7  

    Default Re: 2 broken phones and Insurance

    Sounds like you've gotten two $300 Nexus phones for $150 (deductible) each, and X number of months of $10 premium fee. Sounds like you've saved money in the long run. I've dropped phones from time to time, it sucks. You definitely need to buy bumper cases or other cases to protect the phone to protect your investment. Sounds like you realize that already.
  8. #8  
    tube517's Avatar

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    Default Re: 2 broken phones and Insurance

    Quote Originally Posted by Closingracer View Post
    it is but I personally want lost and theft protection which it doesn't cover

    Sent from my SM-N900T
    Check out SafeWare. It has theft protection but I don't think it has loss protection

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