1. ElKenster's Avatar
    Hey all,
    I have a Nexus 4 through tmo. Earlier this year, I dropped the phone and it cracked the screen and it couldn't register any touch. This was in January or February , it cost me $150 and fine whatever. They sent me a refurb phone and I was happy. Today, I dropped my phone AGAIN and now the screen doesn't register any touch. If I call Tmobile insurance again, will it again cost me $150? If so, then why am I paying so much per month for insurance if it still is going to cost me so much? I guess I don't understand how this works. Any help would be greatly appreciated.

    Maybe I should have invested in a phone bumper...
    04-18-2014 12:45 AM
  2. raino's Avatar
    The $150 is the deductible, what you pay monthly is the premium.
    dpham00 and tube517 like this.
    04-18-2014 12:49 AM
  3. ElKenster's Avatar
    So no matter what, I have to pay $150. aw shucks
    04-18-2014 12:57 AM
  4. iOS Gravity's Avatar
    I heard that Square Trade was pretty good.
    tube517 likes this.
    04-18-2014 01:39 AM
  5. dpham00's Avatar
    As said above the $10 per month is the premium, and there is a $150 deductible per claim.

    dpham00, Android Central Moderator
    Sent from my Verizon Samsung Galaxy Note 3
    tube517 likes this.
    04-18-2014 10:01 AM
  6. Closingracer's Avatar
    I heard that Square Trade was pretty good.
    it is but I personally want lost and theft protection which it doesn't cover

    Sent from my SM-N900T
    04-20-2014 02:24 PM
  7. ChromeJob's Avatar
    Sounds like you've gotten two $300 Nexus phones for $150 (deductible) each, and X number of months of $10 premium fee. Sounds like you've saved money in the long run. I've dropped phones from time to time, it sucks. You definitely need to buy bumper cases or other cases to protect the phone to protect your investment. Sounds like you realize that already.
    04-20-2014 03:29 PM
  8. tube517's Avatar
    it is but I personally want lost and theft protection which it doesn't cover

    Sent from my SM-N900T
    Check out SafeWare. It has theft protection but I don't think it has loss protection
    04-24-2014 02:40 PM

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