1. erwaso's Avatar
    Just got a mailer telling me the insurance if going up from $4.99 to 6.99 starting October 2011. Just an fyi.
    08-10-2011 09:42 AM
  2. kc8flb's Avatar
    Insurance is a sucker bet for things as cheap and depreciating as phones, unless people plan to defraud.
    08-28-2011 10:46 AM
  3. lmc05's Avatar
    In some cases, maybe, but not always. I had a customer back 45 minutes after buying her brand new Samsung Galaxy S 4G with the scrern cracked like nobody's business. And $130 is a lot less than $400 to buy another one in store.

    I think it just depends on what you're buying and especially where you're buying it from.
    08-28-2011 12:22 PM
  4. kc8flb's Avatar
    In some cases, maybe, but not always. I had a customer back 45 minutes after buying her brand new Samsung Galaxy S 4G with the scrern cracked like nobody's business. And $130 is a lot less than $400 to buy another one in store.

    I think it just depends on what you're buying and especially where you're buying it from.
    Its playing the lottery and the odds are always stacked against you. You would never buy the same phone brand new from the carrier. You would buy a used or new one off of ebay/craigslist. By the time you would normally need insurance, most replacements are almost worth nothing in the open market.

    There is always one story about the person who breaks the phone on the first day, but that is not going to happen to you unless you are they type of person who lets hit by lightning multiple times.

    The reason the insurance goes up is to pay for all the fraudalent scam claims people use to get new phones. The honest people pay for the scammers.

    Kinda like much of the government programs and welfare.

    Insurance is always an awesome deal for the insurance company who collects your $$$$
    08-28-2011 01:16 PM
  5. Asaroth2010's Avatar
    Its playing the lottery and the odds are always stacked against you. You would never buy the same phone brand new from the carrier. You would buy a used or new one off of ebay/craigslist. By the time you would normally need insurance, most replacements are almost worth nothing in the open market.

    There is always one story about the person who breaks the phone on the first day, but that is not going to happen to you unless you are they type of person who lets hit by lightning multiple times.

    The reason the insurance goes up is to pay for all the fraudalent scam claims people use to get new phones. The honest people pay for the scammers.

    Kinda like much of the government programs and welfare.

    Insurance is always an awesome deal for the insurance company who collects your $$$$
    I had my captivate two weeks and ran it over with a forklift, good thing I bought the insurance. I had just made my first payment when it happened talk about dodging a bullet.
    08-31-2011 12:20 PM
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