I use hard drives and scheduled task manager (windows) robocopy .bat scripts for a significant portion of backup needs locally, and I'm just an average Joe wanting to ensure family photos don't get lost. It's really not that hard. With windows shares its pretty easy to basically setup a local "nas like" arrangement on one's local wifi. If one really wants, one can even cross overlap some local windows folders for back up also as "cloud" folders using the likes of things like OneDrive, GoogleDrive, etc.. if one really thinks one needs "some" files accessible everywhere even when not at home. One thing that irks me is the way we've basically defaulted into a mode of just always having to be cloud connected and dependant. It's just sustaining the need for massive expensive data plans.