Bump. update. . . no responses in this forum hmmm
So I Goog'ld for the same question and was pointed to another thread which asked the exact same question in another Droid forum:
Create text messages from voice? - Droid Forum - Verizon Droid & the Motorola Droid Forum
This was asked back in 2009 and several responses said: Handcent
I looked in Marketplace and it's there as "Handcent SMS". Installed it and so far it works great when you don't want to type out a response to a messaging text. Especially while driving.
Check it out it's a free download. I've placed the Handsent icon right above the green messaging icon on my Charge's desktop. When in a text message within Handcent, just press the menu (bottom left on charge) and press the mic icon.
Opens up a nice screen too with the text message displayed even though your Charge is locked.
So far, it looks to be just what I was looking for to convert voice text into a message. Has not missed a letter yet, on converting my verbally spoken words!
I'm amazed that there seems to be no resident program to do the same on the Charge. There is a program in the Market place that's called Voice Text and there are others but they are paid programs. I hate to pay and then find out the program is poor. The reviews were not that great for Voice Text. And Google Voice seems to need you to create a Google phone number, Handcent seems a lot simpler.