The best way to find the pics is to connect your phone to to your PC where you can see both drives of the phone, SD and internal, look for the DCIM folder and photo's will be located there. To change the settings, while using the camera you will see a tab on the side of the screen, tap this and at the bottom there is a settings option, you can change this from SD to phone storage depending on where you would like to store your photos. After you have changed this I would assume that the phone will start looking for the photos in that folder.