I love the incredible I downloaded a different keyboard though and like it better than the stock.....smart keyboard by Dexilog LLC there is a trial on it too and you also need to download the English for smart keyboard as well.
It is a great device. Like how it feels in the hand and is very responsive. HTC Sense UI is really awesome. You are going to like this device a lot.
If you have apps you are already using that you love, be sure to download them onto your Incredible. Get an extended battery. I have the 1800 mAh and I can get a full day without charging. It is thin and can use the original battery door.
Enjoy it.......... I haven't had an issues other than with the weather widget. No lagging or rebooting on its own. It is great !