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    Default Insurance?

    Did you guys buy insurance? i know i should but its like an extra 70 bucks ;p on top of that im gonna need a case/screen protector. ugh is it really worth it?
  2. #2  

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    I always have TEC on my phone. Cost/benefit vs self insuring is debatable but it keeps me from being overly cautious with the phone knowing it's insured.

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  3. #3  
    oper8or's Avatar

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    Default Re: Insurance?

    I have Auto Owners for my home insurance and put mine on a rider for $10 a year with full replacement cost coverage and no deductible. My agent, a longtime friend, assured me that any claims of this type will have no negative effect on my premiums.
  4. #4  
    frankspin's Avatar

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    Default Re: Insurance?

    You can also look into squartrade as another option
  5. #5  

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    No for me. Knocking on wood.

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  6. #6  

    Default Re: Insurance?

    yup
  7. #7  

    Default Re: Insurance?

    if you just want the insurance, it is $5.18 per month from verizon. If you want insurance and extended warranty(tec), then it is $6.99 per month. $99 deductible if you use insurance, but no deductible for extended warranty.

    Of course, you have other options like squaretrade, best buy, and what not.
  8. #8  

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    Quote Originally Posted by dpham00 View Post
    if you just want the insurance, it is $5.18 per month from verizon. If you want insurance and extended warranty(tec), then it is $6.99 per month. $99 deductible if you use insurance, but no deductible for extended warranty.

    Of course, you have other options like squaretrade, best buy, and what not.
    Hey i bought my galaxy s3 from craigslist...can i still insure it from verizon

    VERIZON GALAXY S 3
  9. #9  

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    Would geico cover my phone you think? They only cover my scooter for now.

    What's the best dealios out there?

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  10. #10  

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    $10 a month a Best Buy but no deductible and unlimited claims. I've used it several times before.


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  11. #11  

    Default Re: Insurance?

    I am kind of upset that you can't remove it online anymore! I always had that option and now it is gone! I can't even remove the insurance on my hubby's iPhone!
    X to Rezound to Galaxy S3
  12. #12  

    Default Re: Insurance?

    Kinda silly to not have insurance for a phone that is at least $249 on contract and $649 off. I have the $7 tec. The way I look at it - thats maybe the cost of a ONE fancy large (whatever they call large over there, I forget) Starbucks coffee per month. Gladly trade that for peace of mind.
  13. #13  

    Default Re: Insurance?

    Does anybody use Squaretrade? I have it for my TV and they keep sending me email specials for 30% off their coverage. I think its a $100 deductible and the only thing that isn't covered is a lost or stolen phone.
  14. #14  

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    Quote Originally Posted by doomsday View Post
    Kinda silly to not have insurance for a phone that is at least $249 on contract and $649 off. I have the $7 tec. The way I look at it - thats maybe the cost of a ONE fancy large (whatever they call large over there, I forget) Starbucks coffee per month. Gladly trade that for peace of mind.
    It depends on your situation. I have 4 lines now and have had service for over 12 years, and not a single broken phone that would need insurance. So i saved myself over $4,000. That, and I have 5 4g phones now anyway just for me. Of course, everyone's situation is different, if you are accident prone then insurance may be worth it.
  15. #15  

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    Quote Originally Posted by oper8or View Post
    I have Auto Owners for my home insurance and put mine on a rider for $10 a year with full replacement cost coverage and no deductible. My agent, a longtime friend, assured me that any claims of this type will have no negative effect on my premiums.
    Had one on my laptop and after a claim it went up. That was with state farm

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  16. #16  
    oper8or's Avatar

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    Default Re: Insurance?

    Quote Originally Posted by steveh552 View Post
    Had one on my laptop and after a claim it went up. That was with state farm

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    My agent is a long time friend even before he became an agent and he said they received a letter from corporate that said that it would have no effect, unless it became a regular thing for a client.
  17. #17  
    Serial Fordicator's Avatar

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    das bamf 3.0 rc4

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    Farm bureau rocks

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