which insurance did you guys go with?

[Chilly818]

The $4.99 a month with the $50.00 deductable or the $6.99 (VZW insurance??)

 

[mc21]

none, never have and never will.

 

[kungfuparachute]

I did the Worth Ave Group. A+ by the BBB. It was $110 for 2 years. WorthAveGroup.com

 

[Chilly818]

I did the Worth Ave Group. A+ by the BBB. It was $110 for 2 years.

Never heard of this one before.

 

[Chrisy]

Signed up with Asurian through VZW. Never had insurance on a phone before because I usually keep my old one as a backup. But I don't want to have to go back to my Blackberry.

You can't make me, I won't do it!

So I sold my Tour and that pays for a year of insurance.

 

[Chilly818]

Signed up with Asurian through VZW. Never had insurance on a phone before because I usually keep my old one as a backup. But I don't want to have to go back to my Blackberry.

You can't make me, I won't do it!

So I sold my Tour and that pays for a year of insurance.

lol.. you forced this upon yourself.

 

[superskaterxes]

you guys are nuts.

squaretrade FTW

100 bucks for 2 years coverage and $50 deductible. this includes all accidental damage.

 

[anonymous239411]

ive heard about esquare or ensquare or something to that effect. I priced it, its only 99 for 2 yrs and a $50 deductible.

Its actually called squaretrade. Thanks jgang06

 

[CloeHokie]

none, never have and never will.

I would not recommend that on a 600 dollar phone. You may be good with your phone but having worked at VZW for a long time there is nothing worse than someone coming in with a wet/lost/smashed screen on an expensive device and no insurance.

With VZW unless you are grandfathered in to your old insurance you only have a few options. You can get the base level for 5.18 a month and it has a $99 deductible. Some companies offer in house insurance as well. The store I work for uses one that is 89.99 for 2 years and has a $75 dollar ded.

 

[jgang06]

I would not recommend that on a 600 dollar phone. You may be good with your phone but having worked at VZW for a long time there is nothing worse than someone coming in with a wet/lost/smashed screen on an expensive device and no insurance.

With VZW unless you are grandfathered in to your old insurance you only have a few options. You can get the base level for 5.18 a month and it has a $99 deductible. Some companies offer in house insurance as well. The store I work for uses one that is 89.99 for 2 years and has a $75 dollar ded.

Go Bengals. Hehe

 

[mc21]

i have gone through 10-20 smartphones and have never needed to file an insurance. also you cannot say that it is a 600$ phone. yes the msrp is 600 but you can always get it for around 300 a month or so after release on craigslist. even right now you can get it brand new on craig for 450-500.

will never be lost as i have tracking apps that can be turned on remotely, smashed screen? not worried. i have seen others with it but honestly... i am not worried. wet? not worried either. i'm not saying this is everyone's way to go but hey it works for me. and i switch phones every 4-6 months anyways. (sell and buy new on craigs)

 

[jgang06]

you guys are nuts.

squaretrade FTW

100 bucks for 2 years coverage and $50 deductible. this includes all accidental damage.

How do you get hooked up with this? Its third party, correct?

 

[CloeHokie]

Go Bengals. Hehe

Ha! Lets just hope there is football but yeah thats me. Lol

 

[jgang06]

Ha! Lets just hope there is football but yeah thats me. Lol

Lol its Weezy. Small world.

 

[anonymous239411]

you guys are nuts.

squaretrade FTW

100 bucks for 2 years coverage and $50 deductible. this includes all accidental damage.

Thats what its called! I looked into this, I plan on adding it when I get some free time tomorrow.

 

[CloeHokie]

i have gone through 10-20 smartphones and have never needed to file an insurance. also you cannot say that it is a 600$ phone. yes the msrp is 600 but you can always get it for around 300 a month or so after release on craigslist. even right now you can get it brand new on craig for 450-500.

will never be lost as i have tracking apps that can be turned on remotely, smashed screen? not worried. i have seen others with it but honestly... i am not worried. wet? not worried either. i'm not saying this is everyone's way to go but hey it works for me. and i switch phones every 4-6 months anyways. (sell and buy new on craigs)

Hey knock on wood. If that works for you go for it. But I would not recommend that. Most people are not as fortunate as you I guess. Lol

 

[FrankXS]

I would not recommend that on a 600 dollar phone. You may be good with your phone but having worked at VZW for a long time there is nothing worse than someone coming in with a wet/lost/smashed screen on an expensive device and no insurance.

With VZW unless you are grandfathered in to your old insurance you only have a few options. You can get the base level for 5.18 a month and it has a $99 deductible. Some companies offer in house insurance as well. The store I work for uses one that is 89.99 for 2 years and has a $75 dollar ded.

+1

I did exactly as you said, $5.18/mo with $99 deductible via VZW. And I agree about your "nothing worse" statement. No kidding. Up to now when I was buying smartphones that had a full retail of ~$300-$400, I figured I could handle it if I crushed it. But now, with no annual upgrade anymore, no NE2 anymore and a replacement phone costing $649, yes, I want insurance at $5.18/mo.

-Frank

 

[EvolutionGSR]

I figure all the money I saved the past 10 or so years not buying insurance will pay for a new phone if I had to do it. Id buy insurance if I couldn't afford to replace my phone. But then again, if I couldn't afford to replace a phone, I buy a hcheaper phone.

 

[mc21]

also the price you pay for the insurance and add the deductible is quite high. around $150? just for example, the droid x came out like 8 months ago? its worth less than $200 now (you can probably get one for $150). so at this rate i can save $150 if i dont break my phone in 8 months. and even if i do break it, i can get a month that is "last gen" which at the rate new phones are coming out for android isn't really that much different performance wise.

 

[Chilly818]

you guys are nuts.

squaretrade FTW

100 bucks for 2 years coverage and $50 deductible. this includes all accidental damage.

how does one get this?