I've never understood the point of a debit card. I don't like entering pins and see no reason to have my account debited immediately. I only use credit cards. My credit cards are automatically paid by my checking account, in full, each month. I'm not into finance charges, either.
If someone did not have credit and cannot get a credit card they could have a debit card. Not all debit cards have a finance charge. A debit card is the same as paying cash which means you don't have the benefits of disputing a purchase or getting extra warranty on products.
I use my credit card for everything and then pay one bill each month.
I've been waiting for this. I just added Walgreens and Kroger.
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I added my Kroger. It just says item not found, when I scan it.
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The point of a debit card could be for those that can not get a credit card and do not want to write a check or carry cash.I've never understood the point of a debit card.
I understand that. someone else already commented that some people have credit issues. I guess I should have been more specific, and said I don't see the point of ME ever using a debit card, seeing as I have credit cards. ie, for me, there is zero upside to using a debit card.The point of a debit card could be for those that can not get a credit card and do not want to write a check or carry cash.
The point of a debit card could be for those that can not get a credit card and do not want to write a check or carry cash.
Was my post really that hard to understand that you felt "Huh?????" was in order?