Doesn't work at Lowe's either. But it works everywhere else for us and that includes many stores and restaurants
I'll give it a try next time if there aren't a bunch of people behind me in lineHi 1812dave FYI I never have any trouble at Lowe's (have tried at self checkout and outside garden). The key is you have to do the "workaround." When you first start up SP, do NOT attempt to pay. You must first allow the timer to run all the way down then simply hit "retry." It will only work on that 2nd turn (AFTER hitting retry). If you attempt to pay at any point on the 1st turn, you will get a card read error and it won't work. At least that's been my experience and I know others have as well.
As for Walmart, I've only tried SP once there a few months back (self checkout). It was a fight as my card was initially declined and on the 2nd attempt got read errors, so I just moved the watch (Gear S3) down the reader a bit and it finally went through.
That comment is BS! They don't have any idea about Samsung Pay!
Please allow me to share my experience. I started to use Samsung Pay 2 weeks ago with my newly bought S7 Active. SP is one of the main reason for me to get the phone, otherwise I would by a Google Pixel. So, I tried SP 2 weeks ago, for the first time at "33201 Van ****, Sterling Heights, MI 48312", in self checkout terminal. I got, "Card reader error, insert chip", then prompted me for PIN. I punched in my bank card PIN and it was declined. I searched online, found this forum and thought, SP is not supported in Walmart! I even setup Walmart Pay.
Today (5/1/17), I went to same Walmart, just to try SP again. Cz, in these 2 weeks, I tried SP in Macy's, some local stores, it worked flawlessly. I was BLOWN away by it. So, I bought a Monster drink, tried SP, got the same "card reader error". I cancelled it, paid with my card. After about 15 minutes, I bought some more stuff, used SP, got "card reader error" then asked me about cash back, I selected 'No'. Then it prompted for the PIN. This time, I touched "change payment/other payment" in the touch screen (I was at the self checkout terminal), I selected 'Credit' & it WORKED! After about 30 minutes, I payed for my sister at the same store, self checkout but different terminal, it WORKED again!
So, the summary is, YOU HAVE TO BYPASS PIN in Samsung Pay. You cannot enter any PIN, cause you don't have one. And after using it in Walmart and get it worked, I'm 100% sure that, "Samsung Pay is UNIVERSAL. No one can switch it off! It's just not possible! IT WILL WORK EVERYWHERE". If it doesn't work in first try, you have to try it again, but it WILL WORK.
Thanks
This is one of the things about Samsung Pay that is confusing and a pain.I used SP on my Gear S3 two times today and used my debt card's pin at least one time.