1. Goosinurwife's Avatar
    like did they check yr credit cuz i dont have any also some said they dont but that they do a soft credit check either way i dont have any credit :*( so what are my chances of gettin a new phone from them ?
    12-31-2018 05:10 PM
  2. Goosinurwife's Avatar
    update

    i got it turn out if you been a customer to them for 5 plus years they dont check yr credit and u get a brand new expensive phone and also the calls and text are free all u pay is the data im trying them out so far so good but thats cuz i havent gotten the bill il update after the bill ok
    01-16-2019 04:14 PM
  3. hallux's Avatar
    To be honest - I'd find it unreasonable to NOT run a credit check when issuing a loan, no matter how small. Yes, you are effectively getting a loan in the amount of the phone value. The company needs to know if there's significant risk of you not repaying the loan. Being that you need to be a Spectrum subscriber, your track record of bill payment over the course of the 5 years is enough for them to justify the risk.
    01-16-2019 06:46 PM

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