My upgrade is coming up at the end of July, and I'm considering buying my next phone off-contract. I'm curious, with Verizon's current $10 discount for month-to-month customers, is it cheaper to buy a $600 phone off-contract and pay month-to-month, or is the 2-year contract cheaper? Going by my calculations and my understanding of the plans, buying the phone off contract and paying monthly costs some $200 more than the 2-year contract. This can't be right, can it? How would I get the cheapest month-to-month plan?