Google vs Samsung Pay

[silverfang77]

Which one is overall better? I had been using Google, but of late have run into problems with it at some stores. Does Samsung Pay work where ever Google Pay is accepted?

 

[eric002]

Which one is overall better? I had been using Google, but of late have run into problems with it at some stores. Does Samsung Pay work where ever Google Pay is accepted?

Google pay and Samsung pay are both equally accepted at the same amount of stores. The advantage of Samsung pay is that for the older credit card readers with magnetized strips, Google pays not accepted there most ePayment methods aren't. Only Samsung pay is backward compatible at those. just depends on which one you want to use at the end of the day. honestly though ,it's really your choices to which payment method you want to use. although I will say this much, I tried Samsung pay on my older Galaxy s8, and the electronic payment method transactions speed was much slower than Google pay. It almost made me not want to use the service. Google pay is much faster and much more seamless.

 

[mustang7757]

[Moved from developers apps to general help forums]

 

[me just saying]

samsung pay will work at more places than google pay but as far as which one is better, depends on your needs. depends which one your phone supports, which one your bank supports, whether or not nfc is available at most local retailers. I have used both.

see the following for the differences.
https://www.androidpolice.com/2020/...which-mobile-payment-provider-should-you-use/

 

[silverfang77]

I switched because I keep getting asked for a PIN with Google Pay and I forgot it. I changed my Google account PIN, but font know if that's the same thing as a PIN for POS payments.

Samsung Pay lets me change my PIN right inside the app.

 

[me just saying]

I never had to use a pin for google pay. just turned on my phone and it was ready to go.

 

[silverfang77]

The grocery store I was at required a PIN and rejected even though I've used it elsewhere.

 

[me just saying]

The grocery store I was at required a PIN and rejected even though I've used it elsewhere.

so the pin you are talking about is to your bank account, not to google pay.

 

[eric002]

so the pin you are talking about is to your bank account, not to google pay.

Yeah, that's the part I was also trying to figure out for myself as well...

 

[silverfang77]

Oh no! Is that what it was? Crap. I think I've utterly forgotten that one.

 

[me just saying]

what was asking for the pin, the phone or the terminal at the store? If the terminal, then it is your bank pin.

 

[Scott337]

This might help explain the PIN requirement. I always have to login to Google Pay with my fingerprint before it will authorize the payment.

https://support.google.com/pay/answer/7643912?co=GENIE.Platform=Android&hl=en

 

[silverfang77]

what was asking for the pin, the phone or the terminal at the store? If the terminal, then it is your bank pin.

It was the POS terminal.

 

[me just saying]

It was the POS terminal.

then it is your bank pin. just to mention, there are times when samsung pay will also ask for the bank pin when you use it, mostly when you are using mst.

 

[silverfang77]

Mst = magnetic strip? Guess I need to call my bank tomorrow then.

 

[me just saying]

yea, mst works like swiping the card when nfc is not avaliable. that is one of the major advantages of samsung pay.

 

[dangerousfen]

Are all you guys Stateside? In the UK Google Pay works everywhere flawlessly with just a wave over the terminal.

 

[me just saying]

Are all you guys Stateside? In the UK Google Pay works everywhere flawlessly with just a wave over the terminal.

but it will not work with older terminals that don't have nfc ability. and there still are a lot of those in the US.

 

[Laura Knotek]

I prefer Samsung Pay simply because of the cashback rewards.

 

[dangerousfen]

but it will not work with older terminals that don't have nfc ability. and there still are a lot of those in the US.

US playing catch up again.