I guess, to be honest I'm not very techy. It's one of the reasons I've being avoiding Android, I've never bought anything online. So buying it at a store is preferable.
Just because its the same phone doesn't mean it'll be the same price. You said it yourself....its $199 and $20 a month for 20 months. That's the price of the retail price assuming you are right in that price and its not just $199 on a classic plan.
If anything I can just give the money to a friend and have them buy it for me online with their card.
Mmm, I'm running out of options =(.
Think you misunderstood me. I said buy full price so you save $20/mo, which is the difference in monthly cost between their Classic Plan (subsidy) and Value Plan (no subsidy). I have no information on the pricing of their installment plans for this device.
There's no reason that T-Mobile will be selling this off-contract at anything reasonably more than what Google does.
You may have to get your friend to handle any warranty claims if there happen to be issues.