[MissJennell#IM]

Ya, only thing is best buy doesn't cover lost or stolen phones right? I've never lost or had my phone stolen though...

It doesn't. But if you get black tie then you get what is called locked and found with it. It is like find my iphone but WAY better!!!

[smokin221]

Do you have to have bought the phone from Best Buy to get there insurance? Have mine through Sprint now and am thinking about cancelling it since they have jacked it up.

yes you need to buy your phone from best buy so next time you know where to buy your phone to get the best insurance

[BlackHawkA4]

yes you need to buy your phone from best buy so next time you know where to buy your phone to get the best insurance

I forgot that with sprint insurance they have the tep app that allows you to lock your phone when you lose it. I guess its worth the price when you factor all of that in if you need it. However I've never lost a phone.

The dectuctible sucks though. I've never had a phone break that wasn't fixable for under 200 which is a little more than what you pay monthly for the year for the insurance. Throw in the deductible and your over the price it is to actually just have the phone fixed.

Yea I had to send the phone back to Samsung to have it fixed which was a pain but if you think about it.... And I rarely break a phone.

Actually all the phones I've had that have broke I sent back to have fixed on warranty. Completely free of cost.

The latest break was the power button on my nexus which is over the warestny period.

I could have sent it back to have them fix it but I was ready for a nee phone even though I was waiting to see what the next nexus was.

Thus why I went with the EVO. It's a flagship phone that's factory unlockable. Yes that would void my HTC warranty but in the long wrong after that is gone after s year I can root and have vanilla android on a device that is always one year ahead of the nexus which is always a gear behind.

But I got the insurance incase I wanted to root now the HTC way. I like doing it clean. Lol. So its a double edged sword.

Sent from my EVO using Android Central Forums

[Almoe2015]

I pay for insurance on 5 phones and my deductible is 200.00 and 250.00
Someone tell.me again why do I pay for insurance