Raf
Well-known member
I'm torn here and will have to speak to BB themselves about this. I'm not paying another month of insurance if I'm going to get the runaround.
You do have to pay a deposit for BB's loaner. $150 to be exact.
Which is crap, usually the loaner i got was some 4 year old used phone that wasn't worth $150
Going to call and inquire about this...$150 refundable deposit to protect their asset over $100 non-refundable deductible?
All in all putting it on your home owners insurance is the best solution. Can't argue with that one.
BB worst possible for one replacement $687 (or $518 if you forego any coverage, though you can always go with Sprint at that point). Sprint worst possible for one replacement $268. BB best possible $169. Sprint best possible $168.
This is what I don't like. Both the time it takes and the fact that you could be given a loaner that someone else probably used.My best buy did not require that I put down a deposit for a loaner because they gave me a lg envy piece of shhh... I had bb black tie protection on my pre... I took it in on April 28 and they gave me my replacement phone on June 7th... I called 10 times and spoke to the manager and all I got was the run around!!! Towards the end they told me 'on smart phones it is normal to wait a month or two for replacement/repaired handset.. That is why we give you a loaner'... Never ever eeeever get bb black tie protection...
Agreed!I rather pay 100 deductible and get my refurb evo the next day... As opposed to not paying a deductible but waiting a month and a half for a refurb evo
Here's the push, I've been with Sprint for 7 years now, two lines of service... Insurance for both lines is $14/month insurance, and I've never had a claim.
Not once.
So lets say I toss my phone in a blender today, just cuz it sounds neat... I'll spend $100 deductible and have a new phone tomorrow... that cost me $1276. I'll also have whatever phone Assurion DECIDES is an equal phone. I manage the cell phones for my company and we have had many problems where Assurion wants to replace a phone with a completely random model due to what they have in stock.
Now lets look at this picture without insurance... it costs me $500 and I get exactly the phone I want. In fact I can have it the same day if I walk into a Sprint store.
Insurance makes sense when you can't afford to replace your phone, but honestly anyone paying $100+ a month for a phone bill should be able to absorb a one off expense of $500... and if you are destroying 3 phones a year, you REALLY need to be looking at how you treat your phone.
Insurance makes sense when you can't afford to replace your phone, but honestly anyone paying $100+ a month for a phone bill should be able to absorb a one off expense of $500... and if you are destroying 3 phones a year, you REALLY need to be looking at how you treat your phone.
Whatever you do don't try to claim it under your homeowners or renters insurance:
? $1000+ homeowners deductibles (Some may be only $500 - the cost of the phone)
? Your homeowners premiums will go up
? You may be non-renewed or uninsurable
? Homeowners claims can stay on your record for 20 years.
.