Regarding the internal storage, you can store music and videos on the internal storage and your media players will find and play them.
I store music, pictures, and apps on the SD card and videos (movies and TV episodes) on the internal memory.
I'm using a Samsung Alias on Verizon plus a Palm Zire. I really NEED a proper smartphone.
My phone contract ended last November and I couldn't get a Droid because it wasn't certified by my company. It was finally certified about a month ago, but now the Incredible is almost out, so I continue...