02-16-2014 07:38 AM
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  1. palandri's Avatar
    One thing we know for sure is McDonald employees will get a much better and cheaper plan through the ACA. Their Mini-Med plan was $14 per week for a plan that caps out at $2,000 per year or $32 per week for a plan that caps out at $10,000 per year.
    02-01-2014 02:23 PM
  2. GadgetGator's Avatar
    This has personally touched my family and several others i know so that's my experience. That may not be good enough for you, but it has made the sky fall for some of us.
    And conversely it personally has touched the people I know in a positive, reduced cost way, so that's my experience. But, I've never stated that it is cheaper for everyone. It depends on your market, individual circumstances and how much the insurance companies in your area are ripping you off. Just like some paid more and some paid less before all of this. If you don't like your rates, complain to the insurance company. I am curious as to how many choices you had to pick from.
    02-01-2014 08:10 PM
  3. cdmjlt369's Avatar
    And conversely it personally has touched the people I know in a positive, reduced cost way, so that's my experience. But, I've never stated that it is cheaper for everyone. It depends on your market, individual circumstances and how much the insurance companies in your area are ripping you off. Just like some paid more and some paid less before all of this. If you don't like your rates, complain to the insurance company. I am curious as to how many choices you had to pick from.
    It's not the insurance company, its Obamacare. All rates that are available to me have went up substantially since the ACA was passed. So basically you just admitted that this force change in the way healthcare is handled is OK because you know some people that it helps. So you haven't fixed a problem at all, you just threw different people to the wolves, ones that were happy with their plans and paying their own way . And you want to know why Romneycare never was taken to the federal level and why the Republicans never pushed for it to be. It's because they knew it would not work on the federal scale.


    Sent from my XT1060 using AC Forums mobile app
    02-01-2014 08:23 PM
  4. nolittdroid's Avatar
    It's not the insurance company, its Obamacare. All rates that are available to me have went up substantially since the ACA was passed. So basically you just admitted that this force change in the way healthcare is handled is OK because you know some people that it helps. So you haven't fixed a problem at all, you just threw different people to the wolves, ones that were happy with their plans and paying their own way . And you want to know why Romneycare never was taken to the federal level and why the Republicans never pushed for it to be. It's because they knew it would not work on the federal scale.


    Sent from my XT1060 using AC Forums mobile app
    Actually, you should blame your state or your employer for your plan going up in cost. They're the ones passing the cost off to you, not Obamacare. States that already satisfy many provisions of Obamcare have lower premiums (see: NY). ETA: And the Republicans don't want the law to succeed...that's why they've challenged it 40-something times.
    palandri and GadgetGator like this.
    02-01-2014 09:55 PM
  5. cdmjlt369's Avatar
    Actually, you should blame your state or your employer for your plan going up in cost. They're the ones passing the cost off to you, not Obamacare. States that already satisfy many provisions of Obamcare have lower premiums (see: NY). ETA: And the Republicans don't want the law to succeed...that's why they've challenged it 40-something times.
    Not true. Obamacare is the problem. The ACA was enacted and that's when things changed. And as I said previously, all they did was slam people like me who had their own insurance and was perfectly happy with it for the last 10 years. Republicans knew it wasn't going to work.

    Sent from my XT1060 using AC Forums mobile app
    02-01-2014 10:19 PM
  6. nolittdroid's Avatar
    Not true. Obamacare is the problem. The ACA was enacted and that's when things changed. And as I said previously, all they did was slam people like me who had their own insurance and was perfectly happy with it for the last 10 years. Republicans knew it wasn't going to work.

    Sent from my XT1060 using AC Forums mobile app
    Yes..it is true. I don't see why you're ignoring facts just because you were happy with your plan. It was designed because the system is flawed and the rest of the free world agrees.

    ✌SG3/iPad2
    palandri and GadgetGator like this.
    02-01-2014 10:27 PM
  7. nolittdroid's Avatar
    Okay Chicken Little, I'd like some proof that "most" Americans will be paying much more. I just don't think the evidence is out there to back up your sky is falling scenario.

    Posted via Android Central App
    States that met the standards are going down in cost...they wont admit that odd coincidence either.

    ✌SG3/iPad2
    02-01-2014 10:30 PM
  8. cdmjlt369's Avatar
    States that met the standards are going down in cost...they wont admit that odd coincidence either.

    ✌SG3/iPad2
    And their standards are what's hurting everyone else's plans. They have no right to tell me what plan is good for me. Their plan my premiums doubled and deductible went from $2500 to $10000. The states that met the standards were only a few and their polices had terrible underwriting full of more of the same over coverage that obamacare has. That's why a few people caught a break.

    Sent from my XT1060 using AC Forums mobile app
    02-01-2014 10:49 PM
  9. rexxman's Avatar
    And their standards are what's hurting everyone else's plans. They have no right to tell me what plan is good for me. Their plan my premiums doubled and deductible went from $2500 to $10000. The states that met the standards were only a few and their polices had terrible underwriting full of more of the same over coverage that obamacare has. That's why a few people caught a break.

    Sent from my XT1060 using AC Forums mobile app
    In what state do you reside?

    Thanks to the ACA, a sick adult child was allowed back onto my company sponsored plan. A transplant was available that didn't overly stress the financial health of mom and dad.

    My company available plans increased coverages w/o adverse effect to cost.

    Was the same plan before ACA available to me after implementation? No!

    But don't put that in the "people lost their current coverage" bucket. Factually correct but not a negative. The plan coverages improved.

    Posted via Android Central App
    02-02-2014 06:12 AM
  10. cdmjlt369's Avatar
    In what state do you reside?

    Thanks to the ACA, a sick adult child was allowed back onto my company sponsored plan. A transplant was available that didn't overly stress the financial health of mom and dad.

    My company available plans increased coverages w/o adverse effect to cost.

    Was the same plan before ACA available to me after implementation? No!

    But don't put that in the "people lost their current coverage" bucket. Factually correct but not a negative. The plan coverages improved.

    Posted via Android Central App
    So once again, it's OK since it helps a few people and has messed up others? Happy someone you know benefited from it, sincerely. Someone I know had their reasonable plan dropped right in the middle of cancer treatments. It was no longer "legal". She was forced to have her plan redrawn. Her premiums doubled and her deductible more than tripled.

    Sent from my XT1060 using AC Forums mobile app
    02-02-2014 07:56 AM
  11. rexxman's Avatar
    I asked a question and told you my personal story. That is all.

    Again, what state do you live in?

    Posted via Android Central App
    02-02-2014 08:12 AM
  12. cdmjlt369's Avatar
    My bad... Georgia

    Sent from my XT1060 using AC Forums mobile app
    02-02-2014 08:22 AM
  13. rexxman's Avatar
    Thanks! :-)

    Posted via Android Central App
    02-02-2014 08:48 AM
  14. palandri's Avatar
    ...And their standards are what's hurting everyone else's plans. They have no right to tell me what plan is good for me. Their plan my premiums doubled and deductible went from $2500 to $10000....
    Is that the Bronze individual plan where your deductible went up to $10K?
    02-02-2014 09:50 AM
  15. anon8126715's Avatar
    I think you are heading down a very slippery slope when you have a president threatening to become a dictator by way of executive order in order to circumvent congress. There will be another republican President at some point in time, hopefully with the democrats controlling at least one house (one party rule is what got us the ACA disaster and is generally bad for the country). If that republican President should do the same, it wouldn't take more than a week for liberal pundits to be drawing Hitler stache's on every picture of the President.

    If I were President I would offer a hike in minimum wage with an decrease in corporate taxes.
    I think you're forgetting one glaring fact, the GOP stated awhile back that they want Obama to be a failure (and were wanting to make him a 1 term President). Where Obama may lose support is if he doesn't remind the voters that he tried working across party lines but was constantly obstructed.

    If I were working with a team that had already made it clear that their agenda was my failure, I'd have no problem going it alone. If my superior disapproved then I'd have no problem explaining my actions.

    You look at some of the verbiage used by the right to deflect the issue of wealth inequality (that even some of you have fallen for), "wealth re-distribution/leveling the playing field = socialism", "Obama is the welfare president", "Obama is amassing his army to take your things for redistribution", it's kind of sad that so many people are so easily manipulated into towing the line for the status quo. I have to hand it to the top 1%, to have so many people fight your battle for you, you don't even have to get your own hands dirty, is a downright masterful job.

    Unfortunately, I don't think anyone that fights for the 1% unwittingly will change. Admitting that one's views are misguided is already difficult enough, but some people have the mentality that the rich are rich because they want to believe that it's the law of survival of the fittest at work. I personally think we'd be in a much better place if Darwinism was at play, but I can name off more than a handful of examples where Darwinism has abandoned us, George W. Bush, Donald Trump, Paris Hilton, Sam Walton's offspring, Justin Beiber.

    Back several generations ago, hard work, talent, and imagination were a good indicator of potential success, but today we live in such an artificially produced environment that the wealthy are no longer shining examples of our species, but mostly benefactors of a system that's been rigged so much that it's on the verge of collapse.

    It's pretty much like the music industry. You look at all the groups that came out around the 50s, 60s, and 70s. They got popular mostly through natural channels, not through autotune, fake publicity stunts, or being constantly forced down the public's ears. Look at this year's Super Bowl halftime show. I know some people will knock on him because it's popular, but Bruno Mars? I don't think he's that bad a singer, but I wouldn't put him on the same level as the Rolling Stones, the Who, or many other past Super Bowl performers. It's actually funny to see how the level of talent has gone down for the Super Bowl halftime show. The industry isn't what it used to be now that instead of Darwinian rules coming into play, music producers can't afford to take a risk on the wrong talent. It's all artificially manufactured, just like our top 1%'s wealth.

    I'll stop there before I come across as some old bitter fart, besides I see some kids on my yard and I need to go yell at them to get off it.....
    msndrstood likes this.
    02-02-2014 11:21 AM
  16. anon8126715's Avatar
    So once again, it's OK since it helps a few people and has messed up others?
    When people say things like this then I always hope that they don't have any school aged children. I'm a single guy and I don't have any school aged children, yet I pay school taxes, and I slow down at school zones. If you are also single, what do you say we start a grass roots movement to abolish all school zones and unburden ourselves from being taxed for schools? I mean taxation without representation right? Starting tomorrow, I'm going to fly past school zones at 50 MPH, school children be damned right? I mean they aren't MY children. What do you say? Are you with me?...... /sarcasm
    nolittdroid likes this.
    02-02-2014 11:27 AM
  17. GadgetGator's Avatar
    It's not the insurance company, its Obamacare. All rates that are available to me have went up substantially since the ACA was passed. So basically you just admitted that this force change in the way healthcare is handled is OK because you know some people that it helps. So you haven't fixed a problem at all, you just threw different people to the wolves, ones that were happy with their plans and paying their own way . And you want to know why Romneycare never was taken to the federal level and why the Republicans never pushed for it to be. It's because they knew it would not work on the federal scale.


    Sent from my XT1060 using AC Forums mobile app
    Not true. Before he ran for President, Romney stated that he thought his idea for healthcare should be extended to the whole country. He was for it before he was against it.

    You didn't answer me on how many choices you had to choose from. How many companies?

    And as others have said, part of the problem is Republican Governors getting in the way on purpose in order to make the ACA not work. Those same people you probably vote for actually want you to pay more.

    As for throwing people to the wolves, were you here complaining about all the people literally losing their life savings and homes or even their actual lives by not having insurance available to them before the ACA? Somehow I doubt it.

    Posted via Android Central App
    02-02-2014 11:54 AM
  18. anon8126715's Avatar
    I suggest you take a deeper look at the bills the House has sent the Senate that can't even get a sniff.
    I'm sure it has nothing to do with the fact that most if not all the proposals have something to do with allowing the Keystone pipeline to be shoved down the throats of the American public. Sure, lets go ahead and allow industry to do more that puts our environment at risk since they're obviously good stewards of our environment. Why don't we ask the people in West Virginia how that trust in big industry is working out for them?

    GadgetGator likes this.
    02-02-2014 11:59 AM
  19. cdmjlt369's Avatar
    I'm sure it has nothing to do with the fact that most if not all the proposals have something to do with allowing the Keystone pipeline to be shoved down the throats of the American public. Sure, lets go ahead and allow industry to do more that puts our environment at risk since they're obviously good stewards of our environment. Why don't we ask the people in West Virginia how that trust in big industry is working out for them?

    Keystone pipeline shoved down our throats. Obamacare was shoved down our throats.

    Sent from my XT1060 using AC Forums mobile app
    02-02-2014 01:05 PM
  20. cdmjlt369's Avatar
    Not true. Before he ran for President, Romney stated that he thought his idea for healthcare should be extended to the whole country. He was for it before he was against it.

    You didn't answer me on how many choices you had to choose from. How many companies?

    And as others have said, part of the problem is Republican Governors getting in the way on purpose in order to make the ACA not work. Those same people you probably vote for actually want you to pay more.

    As for throwing people to the wolves, were you here complaining about all the people literally losing their life savings and homes or even their actual lives by not having insurance available to them before the ACA? Somehow I doubt it.

    Posted via Android Central App
    I don't think anyone thinks the old system was without several flaws. But fixing the system didn't have to include hurting the ones already covered. There were other things that could have been done.

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    02-02-2014 01:08 PM
  21. cdmjlt369's Avatar
    When people say things like this then I always hope that they don't have any school aged children. I'm a single guy and I don't have any school aged children, yet I pay school taxes, and I slow down at school zones. If you are also single, what do you say we start a grass roots movement to abolish all school zones and unburden ourselves from being taxed for schools? I mean taxation without representation right? Starting tomorrow, I'm going to fly past school zones at 50 MPH, school children be damned right? I mean they aren't MY children. What do you say? Are you with me?...... /sarcasm
    Yeah...I'm a single father. I had a plan I paid for with myself and my 3 children on it. But the ACA says it wasn't a sufficient plan so it had to be cancelled so I don't need anyone telling me how great it is. It just moved the problem to different people.

    Sent from my XT1060 using AC Forums mobile app
    02-02-2014 01:12 PM
  22. anon8126715's Avatar
    Yeah...I'm a single father. I had a plan I paid for with myself and my 3 children on it. But the ACA says it wasn't a sufficient plan so it had to be cancelled so I don't need anyone telling me how great it is. It just moved the problem to different people.

    Sent from my XT1060 using AC Forums mobile app
    I would've only thought it great if it had included a single payer option. As it's written now, it's a gift wrapped present to the insurance companies. The reason I would've liked single payer is I personally don't think that employers should hold an employee's healthcare as leverage for employment negotiations. Imagine if an employee didn't have to worry about their healthcare coverage when looking for work. That would mean that an employer would have one less bargaining chip at the table and the employee can bargain more based on salary and working conditions. Of course, corporate America doesn't like when the working class gains even a small amount of leverage. Granted, too many people are too easily manipulated into thinking that we need to do more to serve our corporate masters. The sad part is when you're manipulated by entities like Fox News, all you're doing is helping destroy the middle class.
    GadgetGator likes this.
    02-02-2014 04:10 PM
  23. anon8126715's Avatar
    Keystone pipeline shoved down our throats. Obamacare was shoved down our throats.

    Sent from my XT1060 using AC Forums mobile app
    Actually, considering he ran for President on the platform of universal healthcare and WON, your assessment is incorrect. Considering the GOP only has a majority in the House, having the pipeline pass WOULD be having it shoved down our throats. Although, considering that they're not in the majority, they have to try and sneak it through legislation that is mostly a wolf in sheep's clothing.
    GadgetGator likes this.
    02-02-2014 04:16 PM
  24. Mooncatt's Avatar
    The reason I would've liked single payer is I personally don't think that employers should hold an employee's healthcare as leverage for employment negotiations. Imagine if an employee didn't have to worry about their healthcare coverage when looking for work. That would mean that an employer would have one less bargaining chip at the table and the employee can bargain more based on salary and working conditions.
    If it hadn't been for government regulations, we wouldn't have gone to employer sponsored health insurance to begin with. Hmmm... this sounds familiar. Oh yeah!

    The government had wage caps in place, leading to the rise of benefits like sponsored health insurance to add more value to the employees without it being considered pay. Now, there's extra taxes on "excessive income" that lead to CEOs and executives being paid primarily with bonuses instead of wages to avoid the extra tax. With all this talk of wealth and income inequality, anybody want to take bets on what new perks will come about for the top business people if straight up money is limited again?

    I'm betting it's company paid housing, where the number of bedrooms is based on millions of profits earned and the number of bathrooms based on the profit margin.
    02-02-2014 04:45 PM
  25. cdmjlt369's Avatar
    Actually, considering he ran for President on the platform of universal healthcare and WON, your assessment is incorrect. Considering the GOP only has a majority in the House, having the pipeline pass WOULD be having it shoved down our throats. Although, considering that they're not in the majority, they have to try and sneak it through legislation that is mostly a wolf in sheep's clothing.
    My assessment is not incorrect. All yes votes were democrat. Also, what was promised is not what we have.

    Sent from my XT1060 using AC Forums mobile app
    02-02-2014 05:11 PM
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