I would like to think you are right, but who really knows. since I don't keep my contacts with samsung, only with google, I am especially unhappy about this forced sharing. we are having every shred of privacy eroded by big corporations and there has to be a line drawn somewhere by someone with the power to pull it off.
I reread a couple of your replies and I appreciate the fact that I'm not the only one who sees this as an issue. I don't think I'm overthinking this, as someone else said, and I think that Samsung definitely has nefarious reasons for doing this. Why else would we be required to hand over personal private data in orde to log into an app that has nothing to do with that data. Someone said that it's so that Samsung can recognize with I'm talking to another Samsung user, as if that's a good thing. I was really looking forward to using Samsung Pay with this phone, and it's one of the main reason that I've been considering a Samsung phone for a couple of years, but I've read that even using SPay requires you to grant access to Contacts which, once again, makes zero sense.
Unlike you, I'm not sure that I can grant permission to log in, then revoke it, and remain sane about this. I spent a lot of time yesterday talking to the main Android and Samsung tech at my local Best Biuy, and he helped me figure out some alternatives to the Samsung apps that I'm interested in. At this point I don't know if I'm keeping the phone and using it in "renegade mode" by not signing into the SamsungVerse, or if I'm just getting rid of it alltoghether. I must admit that I came very close to buying a Pixel 3a this morning and returning the Note 10 to the Microsoft Store. –They have very kindly agreed to extend my return period. But even doig this has me worried about how they're siphoning off my data even without my actual consent.
Several of the comments here seem to be saying that I'm overthinking this and that I should just get over it. We are in the age of Facebook and Cambridge Analytica and privacy isn't a thing to be taken lightly. But for me, there are also professional ramifications. I'm a massage therapist and my clients are in my Contacts database. I have taken an oath to safeguard both their personal private and medical information and granting Samsung access is a violation of that oath and to my ethical duty to protect their information and their interests.
I'm completely torn as to what to do about this. I've been just trying to hang on until Android 10 is released so that if I opt to stay with the phone in renegade mode, at least I can absolutely give or deny permissions to each individual app. Then again, I may just return the phone tomorrow.