01-20-2015 01:18 PM
78 1234
tools
  1. Yellow-06-GT's Avatar
    Yes a bit less secure. Do remember that you can disable GW for a particular phone remotely, from a Web browser or another phone.
    Yes, that is true.

    So, I just got back from CVS and tried to tap and pay with the screen off. Nothing happened. Turned the screen on and it did try, but the terminal came back with to use an alternate payment method. Changed my credit card and it did the same thing. Ended up using the actual card with no problem.

    I know it's not my phone, used it at McDonald's yesterday.

    Oh well.

    Sent from my Galaxy Note 4 using Tapatalk
    10-25-2014 03:15 PM
  2. jpr's Avatar
    Any ideas why it won't work for me? . I have a Tmo version and it keeps saying failed to add account then the app just closes.

    Try force closing the app, clearing cache, and clearing data. Do all three of those then try again.

    Otherwise, are you rooted? Is your account US-based? Have you used this same account to purchase apps or anything else through Google?
    10-25-2014 03:28 PM
  3. frenzy757's Avatar
    Try force closing the app, clearing cache, and clearing data. Do all three of those then try again.

    Otherwise, are you rooted? Is your account US-based? Have you used this same account to purchase apps or anything else through Google?
    My account is US based and I have used the same account to purchase apps and many things via Google.

    This is frustrating me.
    10-25-2014 03:51 PM
  4. BlueGoldAce's Avatar
    Tmobile version here.

    Paid for McDonald's yesterday with Google wallet.

    Posted via the Android Central App
    10-25-2014 03:53 PM
  5. mty msi's Avatar
    Both CVS and Rite Aid have disabled NFC payments. They are both owned by the same company and they intend to have their own mobile wallet next year. So it wasn't your phone not working. It's kinda surprising the CVS cashier wasn't aware that NFC payments had been disabled.
    10-25-2014 04:20 PM
  6. deparson's Avatar
    Wow, if they really intend to start their own mobile wallet service that is a total fail before it ever starts. I wonder what some people are thinking when they come up with these lame ideas.


    Both CVS and Rite Aid have disabled NFC payments. They are both owned by the same company and they intend to have their own mobile wallet next year. So it wasn't your phone not working. It's kinda surprising the CVS cashier wasn't aware that NFC payments had been disabled.
    10-25-2014 04:37 PM
  7. fkpalm's Avatar
    Tried mine for first time at rite aid yesterday and it didn't work. Found out after they discontinued it.

    Posted via the Android Central App
    10-25-2014 06:32 PM
  8. mty msi's Avatar
    Doesn't make any sense to me either. I'm in the credit card processing business and there have been reports that on certain processing networks Apple Pay transactions were being processed as card not present transactions which is a higher cost than card present. That's a mistake and I don't know what would cause it to happen. I have no clue if that may have had something to do with it. If as I read they're coming out with their own mobile wallets you'd think they'd want to get people in the habit of using their phones for NFC credit card transactions. Those stores have had NFC capability for a number of years so there's nothing new about it to them. Some credit cards have NFC chips like the MasterCard Pay Pass for example and they work the same way a smartphone does.
    10-25-2014 06:34 PM
  9. GatoL0c0's Avatar
    Rite-Aid, Walmart, Lowe's, 7-11, CVS, Best Buy and a few others are purposely disabling Google Wallet (even Apple Pay) because they all are going to use a different system called CurrentC. Such a stupid move limiting the form of payment. I'll never use that.
    10-25-2014 08:08 PM
  10. mty msi's Avatar
    Just seems strange they'd do it the same week Apple Pay went live. I believe what they did was disable their NFC readers but I'm not sure as I haven't been into one lately.
    10-25-2014 08:32 PM
  11. GatoL0c0's Avatar
    Just seems strange they'd do it the same week Apple Pay went live. I believe what they did was disable their NFC readers but I'm not sure as I haven't been into one lately.
    Most of these retailers have been disabling NFC well before Apple Pay went live. Some slower than the rest.
    10-26-2014 10:44 AM
  12. beh's Avatar
    CVS, RiteAid, Walmart, Bed Bath & Beyond and other major retailers are turning off all Tap & Pay for Google Wallet, iPay, and Softcard opting instead to wait for there own software due next year. The reason. The new system cuts out the Banks and Credit Card companies by going directly to your checking account. Now, of course, the banks are saying they will not support the new system because they can't charge a fee. It gets curiouser and couiouser.
    tech_fan likes this.
    10-26-2014 11:09 AM
  13. zmann's Avatar
    Weird,, I use at cvs all the time. I've used at least 5 times already with the Note 4 at cvs.

    GALAXY NOTE 4, GO BIG OR GO HOME
    10-26-2014 02:32 PM
  14. tech_fan's Avatar
    CVS, RiteAid, Walmart, Bed Bath & Beyond and other major retailers are turning off all Tap & Pay for Google Wallet, iPay, and Softcard opting instead to wait for there own software due next year. The reason. The new system cuts out the Banks and Credit Card companies by going directly to your checking account. Now, of course, the banks are saying they will not support the new system because they can't charge a fee. It gets curiouser and couiouser.
    I also heard too that each store chain is seeking out to use their own electronic payment process. So, if you go into Starbucks, you will need to use their app. If you go into another store, you will need to use the other app.

    Wonder how all this will play out in reality? If I have to use multiple mobile apps for each store I go to, then I will just go back to paying the old fashioned way, using my debit or credit cards. Its too bad that these merchants destroyed such a wonderful and convenient way to pay for things.

    For me today, I finally gave into the Softcard and Google Wallet thing after creating long lines and going to different merchants to get Google Walleto to work. Now, I have to use an AMex prepaid card since I do not bank at Wells Fargo or Chase. Google Wallet was much easier. Now its turning into a hassle. I read somewhere that someone, I believe from Pocket Now, got Google Wallet to use with his phone and eventually went back to the old fashioned card method.
    10-26-2014 03:46 PM
  15. mty msi's Avatar
    I tried to use my Google Wallet for the first time today at Walgreens and the transaction declined because the wrong wallet PIN was used. For those that have used their Google Wallets how could you open the Wallet app if you were using the wrong PIN #? I don't think you can so needless to say I'm puzzled as to what went wrong. I tapped the phone on the NFC reader with the Wallet open and that part worked.

    As far as the major chains trying to buypass credit/debit cards by using direct bank account access I think they will run into a great deal of customer opposition. Using a debit card means the customer has some protections they wouldn't have using direct bank account access and I think a lot of people will not want these stores having direct access to their bank accounts just on general principles. And the banks are not going to complete those transactions for free. From the store's point of view using a credit/debit card guarantees being paid direct access to a bank account does not because those transactions clear thru the Federal Reserve's ACH mechanism the next day M-F. There is no way to verify if the funds are there prior to the transactions actually clearing or not. If there's not enough funds in the customer's account the store does not get paid.
    10-26-2014 04:34 PM
  16. beh's Avatar
    I tried to use my Google Wallet for the first time today at Walgreens and the transaction declined because the wrong wallet PIN was used. For those that have used their Google Wallets how could you open the Wallet app if you were using the wrong PIN #? I don't think you can so needless to say I'm puzzled as to what went wrong. I tapped the phone on the NFC reader with the Wallet open and that part worked.

    As far as the major chains trying to buypass credit/debit cards by using direct bank account access I think they will run into a great deal of customer opposition. Using a debit card means the customer has some protections they wouldn't have using direct bank account access and I think a lot of people will not want these stores having direct access to their bank accounts just on general principles. And the banks are not going to complete those transactions for free. From the store's point of view using a credit/debit card guarantees being paid direct access to a bank account does not because those transactions clear thru the Federal Reserve's ACH mechanism the next day M-F. There is no way to verify if the funds are there prior to the transactions actually clearing or not. If there's not enough funds in the customer's account the store does not get paid.
    From what I read these transactions would be no different than using a bank debit card or a credit card. If you are overdrawn or over you credit limit the charge would not go through. And the transactions would be done using private QR codes so the actual account information isn't on your phone and would not be shared over the stores system just like your Bank app where nothing is downloaded from your bank account to your phone. The real push here is to eliminate the bank/credit card company charges to the stores for each transaction. In return the stores are proposing to provide the customers using the system with perts for the lower cost of the transaction. Of course the banks and credit card companies are already threatening to not allow "free" transactions for money that belongs to the customers not the bank. Got to love GREED on all sides of this issue.
    10-26-2014 06:41 PM
  17. GatoL0c0's Avatar
    Weird,, I use at cvs all the time. I've used at least 5 times already with the Note 4 at cvs.

    GALAXY NOTE 4, GO BIG OR GO HOME
    It will be disabled soon. Going with CurrentC is a company wide decision.
    zmann likes this.
    10-26-2014 07:23 PM
  18. mty msi's Avatar
    From what I read these transactions would be no different than using a bank debit card or a credit card. If you are overdrawn or over you credit limit the charge would not go through. And the transactions would be done using private QR codes so the actual account information isn't on your phone and would not be shared over the stores system just like your Bank app where nothing is downloaded from your bank account to your phone. The real push here is to eliminate the bank/credit card company charges to the stores for each transaction. In return the stores are proposing to provide the customers using the system with perts for the lower cost of the transaction. Of course the banks and credit card companies are already threatening to not allow "free" transactions for money that belongs to the customers not the bank. Got to love GREED on all sides of this issue.
    I just learned about how this works. You have to transfer money from your bank account to the CurrentC wallet on your phone. First question is does anybody trust a non-bank with their money? Second issue is as a consumer you won't have the fraud protection or the ability to initiate a chargeback that you do with credit & debit cards. I think this will be a big fail when it comes out.
    10-27-2014 06:51 AM
  19. anon6002755's Avatar
    So i guess the new Credit Cards(or regular one in Europe) that will use RFID wont be a thing if the MCX consortium has its way.
    10-27-2014 08:29 AM
  20. mty msi's Avatar
    So i guess the new Credit Cards(or regular one in Europe) that will use RFID wont be a thing if the MCX consortium has its way.
    No, not at all. The EMV cards will still be issued this attempt by these retailers to introduce the Current C wallet won't change any of that as they're most certainly not going to stop accepting credit cards. The benefit to the merchants is if they have the ability to accept those cards through by using the chip/pin or chip/signature method if it's a fraudulent transaction the card issuer is responsible. If they don't have the ability to accept the EMV cards through NFC (to read the chip) as intended and it's a fraudulent transaction the liability rests with the merchant. So at that point I highly doubt that any of these large businesses won't turn their NFC readers back on and when they do that Apple Pay, Google Wallet, Softcard ect. will also work.
    10-27-2014 08:47 AM
  21. Emperor's Avatar
    From what I read these transactions would be no different than using a bank debit card or a credit card. If you are overdrawn or over you credit limit the charge would not go through. And the transactions would be done using private QR codes so the actual account information isn't on your phone and would not be shared over the stores system just like your Bank app where nothing is downloaded from your bank account to your phone. The real push here is to eliminate the bank/credit card company charges to the stores for each transaction. In return the stores are proposing to provide the customers using the system with perts for the lower cost of the transaction. Of course the banks and credit card companies are already threatening to not allow "free" transactions for money that belongs to the customers not the bank. Got to love GREED on all sides of this issue.
    Beh ... u r spot on IMO. In addition, you can still load money to your Currentc account from a credit card, but you (not the merchant) will pay a 2.9% fee. Google wallet is doing this now. The only way to avoid the fee is transferring money directly from your checking/savings account.

    Posted via the Android Central App
    10-27-2014 08:48 AM
  22. anon6002755's Avatar
    No, not at all. The EMV cards will still be issued this attempt by these retailers to introduce the Current C wallet won't change any of that as they're most certainly not going to stop accepting credit cards. The benefit to the merchants is if they have the ability to accept those cards through by using the chip/pin or chip/signature method if it's a fraudulent transaction the card issuer is responsible. If they don't have the ability to accept the EMV cards through NFC (to read the chip) as intended and it's a fraudulent transaction the liability rests with the merchant. So at that point I highly doubt that any of these large businesses won't turn their NFC readers back on and when they do that Apple Pay, Google Wallet, Softcard ect. will also work.
    And thats what i'm hoping happens as well. I dont really imagine this MCX/CurrentC deal lasting very long and i see it as an attempt to give themselves a bargaining chip.
    10-27-2014 10:11 AM
  23. mty msi's Avatar
    Getting back to my original question:

    I tried to use my Google Wallet for the first time today at Walgreens and the transaction declined because the wrong wallet PIN was used. For those that have used their Google Wallets how could you open the Wallet app if you were using the wrong PIN #? I don't think you can so needless to say I'm puzzled as to what went wrong. I tapped the phone on the NFC reader with the Wallet open and that part worked.
    10-27-2014 10:37 AM
  24. beh's Avatar
    Getting back to my original question:

    I tried to use my Google Wallet for the first time today at Walgreens and the transaction declined because the wrong wallet PIN was used. For those that have used their Google Wallets how could you open the Wallet app if you were using the wrong PIN #? I don't think you can so needless to say I'm puzzled as to what went wrong. I tapped the phone on the NFC reader with the Wallet open and that part worked.
    It could be that Tap & Pay has been disabled by the store and you are getting a "default" error message.
    10-27-2014 11:28 AM
  25. deparson's Avatar
    The CurrentC 'system' has already failed. Credit Cards provide a vast layer of protection for the consumer and people are not going to be giving out their bank account information to this vendor on any scale.


    Beh ... u r spot on IMO. In addition, you can still load money to your Currentc account from a credit card, but you (not the merchant) will pay a 2.9% fee. Google wallet is doing this now. The only way to avoid the fee is transferring money directly from your checking/savings account.

    Posted via the Android Central App
    10-27-2014 11:42 AM
78 1234

Similar Threads

  1. Doing the subscription continuation trick with the Note 4.
    By prizeferret in forum Samsung Galaxy Note 4
    Replies: 39
    Last Post: 10-03-2014, 11:17 PM
  2. Replies: 2
    Last Post: 09-07-2014, 10:06 AM
  3. Kitkat extra and reformat fix
    By The Real AlReed in forum LG G3
    Replies: 5
    Last Post: 09-06-2014, 09:44 PM
  4. auto caching music in google play
    By AC Question in forum Ask a Question
    Replies: 1
    Last Post: 09-05-2014, 02:56 PM
  5. Replies: 0
    Last Post: 09-05-2014, 12:24 PM
LINK TO POST COPIED TO CLIPBOARD