08-09-2016 11:50 AM
36 12
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  1. PlaybookFanatic's Avatar
    Pay the (interestingly high) 2 year subsidy, or put some money down, and do monthly installments? I think I know where I'm going to head, but I'd like to hear your thoughts, and why.
    08-03-2016 02:18 PM
  2. Almeuit's Avatar
    I did installment (monthly payments). I will just submit $100 or more each month to it since T-Mobile allows that. That way I can pay it off quicker.
    08-03-2016 02:28 PM
  3. PlaybookFanatic's Avatar
    Did you have the option to two year if you wanted?
    08-03-2016 02:42 PM
  4. Almeuit's Avatar
    Did you have the option to two year if you wanted?
    Nope. T-Mobile does finance / buy outright only.
    boogas8 likes this.
    08-03-2016 02:53 PM
  5. PlaybookFanatic's Avatar
    Nope. T-Mobile does finance / buy outright only.
    Would you 2 year if you had the choice?
    08-03-2016 03:03 PM
  6. Almeuit's Avatar
    Would you 2 year if you had the choice?
    Hmm.. It wouldn't bother me. If a company is giving me what I want for a discount for 2 years I would do it. I don't get the "locked in" feeling since you can always leave by paying an ETF (which goes down each month you're in contract).
    PlaybookFanatic likes this.
    08-03-2016 03:05 PM
  7. PlaybookFanatic's Avatar
    Hmm.. It wouldn't bother me. If a company is giving me what I want for a discount for 2 years I would do it. I don't get the "locked in" feeling since you can always leave by paying an ETF (which goes down each month you're in contract).
    Exactly
    08-03-2016 03:14 PM
  8. Almeuit's Avatar
    Exactly
    I did the same with comcast. They gave me everything I wanted plus more.. For the price I wanted. I just had to agree to 2 years. Fine by me .
    Not Quite Right likes this.
    08-03-2016 03:16 PM
  9. bhatech's Avatar
    Would you 2 year if you had the choice?
    I personally prefer the monthly payment option. Clearly separates device payment and carrier plan payments. Never liked the idea of everything together and hiding the total device cost. Still laugh at some of my friends who think iPhones cost $200 lol

    This way once your device payment is over, your bill reduces. Where as in standard 2 year contracts your bill never reduces, if you don't upgrade after 2 years you are basically still paying the same cost as you were paying earlier even though your contract is over.
    keepnitreel and debdroid1a like this.
    08-03-2016 03:17 PM
  10. PlaybookFanatic's Avatar
    I personally prefer the monthly payment option. Clearly separates device payment and carrier plan payments. Never liked the idea of everything together and hiding the total device cost. Still laugh at some of my friends who think iPhones cost $200 lol

    This way once your device payment is over, your bill reduces. Where as in standard 2 year contracts your bill never reduces, if you don't upgrade after 2 years you are basically still paying the same cost as you were paying earlier even though your contract is over.
    But where arethey hiding fees? Where on the bill? I have a SERO account so I don't know what u mean.
    08-03-2016 03:30 PM
  11. Sapient's Avatar
    I do the 2 year contract with Sprint. I'm on a legacy plan with a fixed monthly rate, so the phone will cost me either $350 upfront or $850 over 24 months. Since I have no plan to change companies, and the the early termination fee is less than $400, that's an easy choice.
    08-03-2016 03:34 PM
  12. PlaybookFanatic's Avatar
    I do the 2 year contract with Sprint. I'm on a legacy plan with a fixed monthly rate, so the phone will cost me either $350 upfront or $850 over 24 months. Since I have no plan to change companies, and the the early termination fee is less than $400, that's an easy choice.
    Exact sentiments
    SammyOnMyMind likes this.
    08-03-2016 03:50 PM
  13. Shelacios's Avatar
    Sprint's installment deal I got via text seems reasonable. I was going to wait a BOGO deal surfaced, but I might have to jump on this now.
    08-03-2016 03:57 PM
  14. PlaybookFanatic's Avatar
    Sprint's installment deal I got via text seems reasonable. I was going to wait a BOGO deal surfaced, but I might have to jump on this now.
    What was the deal?
    08-03-2016 04:06 PM
  15. felloffthetruck's Avatar
    I'm on Verizon and they gave me an early upgrade.
    I purchased the Note 7 for $363.00 and agreeing to another 2 years of service. Better than $35.00 extra on my bill each month for the next 2 years.
    08-03-2016 04:11 PM
  16. debdroid1a's Avatar
    I personally prefer the monthly payment option. Clearly separates device payment and carrier plan payments. Never liked the idea of everything together and hiding the total device cost. Still laugh at some of my friends who think iPhones cost $200 lol

    This way once your device payment is over, your bill reduces. Where as in standard 2 year contracts your bill never reduces, if you don't upgrade after 2 years you are basically still paying the same cost as you were paying earlier even though your contract is over.
    I thought they had done away with those 2 year plans because they had to be more open? I guess not. This is why I switched after my 2 years was up and Verizon wasn't offering unlimited data. I didn't want to keep paying on a phone that was paid off.
    I didn't have too many choices and not much money, so I went to tmobile. My dad bought an older phone through tmobile and paid it in full so it doesn't come on his bill.

    Posted via the *Note 5*
    08-03-2016 04:15 PM
  17. Shelacios's Avatar
    They'll provide the $10 monthly loyalty credit against the installment plan. So instead of the phone costing $840, it's more like $600.
    08-03-2016 04:24 PM
  18. trucksmoveamerica#AC's Avatar
    I did the contract price with Verizon, I am on a grandfathered plan so can do contracts yet. Easy decision...$350 for phone after taxes, if I want to leave I can pay the ETF of $350 or less and be in the phone for $700. To buy on device payments or straight out will be $923 including taxes. So do the math, contract is best choice for those that can do it, I can shut service off the day after I get the phone and keep the phone and be $223 cheaper then device payments or paying full price.
    08-03-2016 05:55 PM
  19. RHChan84's Avatar
    I'm still on this old VZW edge plan so this phone will be $12/month which brings it to $288. Better then the $350 if I went towards this.
    PlaybookFanatic likes this.
    08-03-2016 06:04 PM
  20. trucksmoveamerica#AC's Avatar
    I'm still on this old VZW edge plan so this phone will be $12/month which brings it to $288. Better then the $350 if I went towards this.
    Yes, but if your on a plan that allows contracts with Verizon probably good chance you have unlimited data, so with that in the picture, contract is better for me.

    Does the $288 include the tax? Device payments I have done, you pay the tax up front.
    PlaybookFanatic likes this.
    08-03-2016 06:32 PM
  21. Blues Fan's Avatar
    I have tmobile. As I always do pay in full when I buy it after trading in a device, but since you only get a couple hundred I might just keep my S7 and trade it in later on at best buy for something or give it to my dad since he has an S5. I will probably just keep the S7 then once I see my Note works fine give it to my dad.

    This is my last big purchase for awhile so I expect this to last me until the Note 9 comes out.
    PlaybookFanatic likes this.
    08-03-2016 06:45 PM
  22. dpham00's Avatar
    I did Verizon 2 year service contract. $300 with $200 visa prepaid card from XFINITY, when using their portal.

    I have no problems doing service contracts because I pay $15 for voice and $30 for 100gb data on Verizon, and my bill doesn't go up when I go on contract... So why not? I don't plan to leave Verizon in the foreseeable future. And the subsidy is worth $764 or ~$32 per month compared to full retail. So in essence I am only paying $13 for 100 gb data,for 2 years

    Even if I did, I would just pay $350 etf,which tmobile would cover if I switched to them
    PlaybookFanatic likes this.
    08-03-2016 08:28 PM
  23. phone-a-holic's Avatar
    Installment plan here. Did that with note 5 and doing the same with note 7
    08-03-2016 08:34 PM
  24. badMojo69's Avatar
    I pay for my phones outright. I hate installment plans of any type.
    Old phones go to my wife or daughter. If they don't want I Swappa them. I'll at least get 50-60% of the purchase price I paid.
    stronggeek likes this.
    08-03-2016 08:38 PM
  25. PlaybookFanatic's Avatar
    I did Verizon 2 year service contract. $300 with $200 visa prepaid card from XFINITY, when using their portal.

    I have no problems doing service contracts because I pay $15 for voice and $30 for 100gb data on Verizon, and my bill doesn't go up when I go on contract... So why not? I don't plan to leave Verizon in the foreseeable future. And the subsidy is worth $764 or ~$32 per month compared to full retail. So in essence I am only paying $13 for 100 gb data,for 2 years

    Even if I did, I would just pay $350 etf,which tmobile would cover if I switched to them
    ur deal was sick!!!!!! congrats!!!
    08-03-2016 08:58 PM
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