So, I am torn and need some feedback. I am in the position where I need separate line for my business. Question is do I make the extra $15/month payment for the 9 when I am not sure how big the jump is in specs and if it matters for my use. I am sure I will get the Note, just not sure which. I had a Note 7 and 8 briefly (jumped to the iPhone X from the 8). I didn’t use the SPen much other than to play, but I’d like to incorporate it. I won’t use the SPen as a remote much if at all and the camera doesn’t really matter, since I’m a therapist and there is no reason to snap a photo. But, the business can afford to lease a nice phone and I’m torn between the latest and greatest or lowering the payment and doing the Upgrade program and getting the Note 10 next year. Thanks in advance.