Since I have Verizon...I got total mobile protection...but what are your thoughts....is square trade good?
Depends on your financial situation, if you have the money, then you don't need the insurance...if you don't, then you may not need the $900 smart phone.Since I have Verizon...I got total mobile protection...but what are your thoughts....is square trade good?
Yup. In the long run, on average, it always costs more to buy insurance than to self-insure (otherwise, insurance companies would go broke instead of making a profit). The only time insurance makes sense is to cover an event that's extremely unlikely but would be financially catastrophic and irrecoverable if it did occur.Depends on your financial situation, if you have the money, then you don't need the insurance...if you don't, then you may not need the $900 smart phone.
Bingo. Save enough money to self-insure.Yup. In the long run, on average, it always costs more to buy insurance than to self-insure (otherwise, insurance companies would go broke instead of making a profit). The only time insurance makes sense is to cover an event that's extremely unlikely but would be financially catastrophic and irrecoverable if it did occur.
I usually never get insurance and I don't have it on my Note 9 or S9+.
The only phone I've ever got insurance on lately is my iPhone XS Max. Apple will replace the phone if it's damaged, lost or stolen. Doesn't mater if it's the same phone number the phone was registered with since it's the phone no matter what.