I just got my S4 from Verizon about a month ago and I accidentally dropped it while getting out of my car. Now my screen isn't working, it doesn't even light up when I press the side button. I didn't sign up for the Verizon insurance plan (man that was a dumb move). Am I screwed or can I pay a couple extra bucks to get it fixed? What are my options... man I'm stressing out. Thanks...