I currently have an iPhone 5s on AT&T but our bill is about $130 a month and we are expecting a child in October so we wanted to cut down on our expenditures. I looked into all of the cell companies and figured out we can get a discount on Sprint through my work that has us paying $50 a month for a year and then $90 after that. My question is does the Sprint GS5 have any features the other carriers don't have on theirs?
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I've never had Sprint, but I haven't heard many good stories about their service.
As for T-Mobile, I switched to them not too long ago, but switched back to AT&T almost immediately. T-Mobile's prices are great, but their service isn't. Signal was great at my home, but at work, it was non-existent. Even though T-Mobile's coverage map showed my work area in an "Excellent" coverage area. The entire city was in an "Excellent" coverage area, actually, but I couldn't get a signal whether I was inside or outside. Same with every phone I tested.
However, as they are now offering a free seven day "test drive" with an iPhone 5s, I would suggest you give them a try. It is risk free, I believe, unless you break the iPhone. If your current iPhone 5s is unlocked, you may be able to bring it to T-Mobile, if you choose to switch.
If none of these options appeal to you, I suggest you take a look at StraightTalk. You can use AT&T's network, and if your iPhone is unlocked, you can probably use it on StraightTalk. You can also buy an unlocked phone and use it, if you want, as long as it is compatible with their network. It is $45 a month per phone -- taxes included, I believe, so a flat $45 -- for unlimited everything. The only downside is that their unlimited data is actually only 3GB. After 3GB, you can still use data, but it will be slowed; probably to 2G speeds.