For me?
Not worth the effort, or the inconvenience.
This is the very first phone that claimed to be water proof, oops, resistant... that I have owned.
I lost one in a puddle a few years back, total accident.... I remedied that little problem by always attaching a neck/hand strap to the phone/case.
With my old Galaxy S, it had a built in neck strap loop.
With my new S5, I bought a military grade case and just tied the neck strap to that.
Put the phone in my shirt pocket and the strap over my neck.
Problem solved.... unless I don't put the strap where it belongs.