1. Touchpaddle's Avatar
    I have a Verizon Galaxy S5. Each month, I pay Verizon an extra
    $8 for TEC phone insurance. Yes, I do need it. I have drowned
    or dropped my phones in the past.

    However, I am getting a 2nd Verizon Galaxy S5 for $1 and will be
    using it as a wifi-only device, only occasionally. Does it make
    sense for me to continue paying $8/ month for the insurance?
    (or about $96 for one year.... $192 for two years, so on)
    11-23-2014 10:54 AM
  2. Golfdriver97's Avatar
    I honestly think I would remove the coverage. You have a spare, and the insurance claim will provide you a refurbished one, not new.
    11-23-2014 10:59 AM
  3. chevyman29's Avatar
    isn't there also a deductible as well?
    11-23-2014 11:01 AM
  4. dpham00's Avatar
    TEC is moving up to $9,but a moot point as Verizon TEC only covers the active device on the line. Once you remove the device from the line then no more TEC for that device

    Sent from my Verizon Samsung Galaxy Note 4
    11-23-2014 11:26 AM
  5. Touchpaddle's Avatar
    I honestly think I would remove the coverage. You have a spare, and the insurance claim will provide you a refurbished one, not new.
    yeah... paying $99 deductible to get a refurbished S5 makes not sense. will be cancelling the insurance when my spare S5 arrives.
    11-23-2014 11:32 AM
  6. dpham00's Avatar
    Just keep in mind that after 1 year, you won't have any warranty, so if it fails 1 year and a day then you will have to pay for it fully out of pocket. For that, you can get extended warranty for $3/mo,no deductible and no claim limit

    Sent from my Verizon Samsung Galaxy Note 4
    11-23-2014 11:34 AM
  7. Touchpaddle's Avatar
    Just keep in mind that after 1 year, you won't have any warranty, so if it fails 1 year and a day then you will have to pay for it fully out of pocket. For that, you can get extended warranty for $3/mo,no deductible and no claim limit

    Sent from my Verizon Samsung Galaxy Note 4
    isn't that what my spare S5 is for? I also have too many phones. Have a spare Galaxy Note 2 and a Galaxy Note 3 in my drawers right now. (plus 5 or 6 other old phones) I think I may be a phone hoarder.
    11-23-2014 11:53 AM
  8. shanghaichica's Avatar
    Just keep in mind that after 1 year, you won't have any warranty, so if it fails 1 year and a day then you will have to pay for it fully out of pocket. For that, you can get extended warranty for $3/mo,no deductible and no claim limit

    Sent from my Verizon Samsung Galaxy Note 4
    I thought samsung offer 2 year warranties?

    Or is it different in the US?

    In the UK we get 2 year warranties from Samsung.

    Posted from my S5
    11-24-2014 02:59 AM
  9. dpham00's Avatar
    isn't that what my spare S5 is for? I also have too many phones. Have a spare Galaxy Note 2 and a Galaxy Note 3 in my drawers right now. (plus 5 or 6 other old phones) I think I may be a phone hoarder.
    With that many recent phones, probably no need for extended warranty.

    Sent from my Verizon Samsung Galaxy Note 4
    11-24-2014 07:01 AM
  10. dpham00's Avatar
    I thought samsung offer 2 year warranties?

    Or is it different in the US?

    In the UK we get 2 year warranties from Samsung.

    Posted from my S5
    In the USA, standard smartphone warranty is one year

    Sent from my Verizon Samsung Galaxy Note 4
    11-24-2014 07:01 AM
  11. Touchpaddle's Avatar
    In the USA, standard smartphone warranty is one year

    Sent from my Verizon Samsung Galaxy Note 4
    In the USA, consumer protection laws are quite lacking. (consumer products, aviation, etc)
    slb21 likes this.
    11-24-2014 07:58 AM
  12. dpham00's Avatar
    In the USA, consumer protection laws are quite lacking. (consumer products, aviation, etc)
    No argument there. But it is still better than many countries.

    Sent from my Verizon Samsung Galaxy Note 4
    11-24-2014 09:11 AM

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