OK After calming down (Was hot because ES File Explorer no longer worked in Marshmallow on Verizon S5,
Found out how to use My Files to move SD/my_ringtones content to device Ringtones.
Then leave My Music at Folders with my_music selected.
You know Android/Samsung.Verizon together are getting as bad as M$ Windows at obsoleting and confusing users, IMHO.