06-12-2015 09:20 AM
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  1. TENYKS's Avatar
    If I get Verizon/Asurion insurance, will they cover glass breakage on the back of the S6? For example, I drop the phone in my driveway and only the back of the phone is badly cracked. (cosmetic damage)
    03-26-2015 01:20 PM
  2. getbretweir's Avatar
    If I get Verizon/Asurion insurance, will they cover glass breakage on the back of the S6? For example, I drop the phone in my driveway and only the back of the phone is badly cracked. (cosmetic damage)
    yes, they will

    Posted via the Android Central App
    03-26-2015 01:23 PM
  3. ibcop's Avatar
    If I get Verizon/Asurion insurance, will they cover glass breakage on the back of the S6? For example, I drop the phone in my driveway and only the back of the phone is badly cracked. (cosmetic damage)
    Shouldn't have any trouble - I know some Iphones that were cracked and replaced.
    03-26-2015 01:52 PM
  4. jcp007's Avatar
    Never had an issue with carrier insurance. AT&T replaced my sons shattered i4 with, get this a GS4 for free. Get a Defender by. Otterbox, Frè by Lifeproof or Explorer by Ballistic and you should be more than adequately protected but also remember it is Gorrilla Glass 4 which should hold up pretty,well but it is not armored glass.
    03-26-2015 07:53 PM
  5. Asurioncares's Avatar
    Physical damage would be covered under your policy. For additional policy information we invite you to visit phoneclaim.com. If you have any more questions, please let us know.
    03-31-2015 12:19 PM
  6. Cobravision's Avatar
    Yes it will, but it will cost you a $200 deductible.
    03-31-2015 07:24 PM
  7. STEVESKI07's Avatar
    $200 deductible? Yikes. You can get a 2 year square trade warranty for $99 with a $75 deductible. Not sure why anybody would go with carrier insurance if it costs that much more.
    03-31-2015 07:34 PM
  8. TENYKS's Avatar
    Yes it will, but it will cost you a $200 deductible.
    holy moly... when did they up the deductible from $99 to $199??????

    At that kind of deductibles, plus the monthly insurance fee, there
    is no point in getting insurance... unless I want to bend over and
    let Verizon/Asurion do whatever they want to me....

    that's almost the equivalent of having a $5,000 deductible on my
    old $10,000 car, right?
    stackberry369 likes this.
    03-31-2015 07:42 PM
  9. stackberry369's Avatar
    Yes it will, but it will cost you a $200 deductible.
    $200?

    Posted via the Android Central App
    03-31-2015 07:44 PM
  10. jlinz's Avatar
    I've had good luck with Squaretrade. Their deductible is $75 I believe. Keep on mind though that Verizon also covers loss/theft, while Squaretrade does not.
    03-31-2015 08:30 PM
  11. ibcop's Avatar
    Yes it will, but it will cost you a $200 deductible.
    Where did this come from? What company?
    03-31-2015 08:32 PM
  12. Jaycemiskel's Avatar
    I'm pretty sure Verizon Asurion deductibles are 99. I haven't gotten any notices about it rising either.
    03-31-2015 09:14 PM
  13. racedog's Avatar
    I'm pretty sure Verizon Asurion deductibles are 99. I haven't gotten any notices about it rising either.
    Verizon is $200, I just asked that question today.
    03-31-2015 09:17 PM
  14. Jaycemiskel's Avatar
    Verizon is $200, I just asked that question today.
    Well mine isn't. Unless they're going to double it for the S6 which I doubt. Even the Note 4 deductible is only listed on their website as 149, but it also says that the S5 deductible is 149. If I get Verizon/Asurion insurance, will they cover glass breakage on the back of the S6?-uploadfromtaptalk1427859513048.jpg
    03-31-2015 10:41 PM
  15. chickweedblur's Avatar
    Depends on the phone. My M8 is $99 as well but all current iPhones are $200. I can't imagine and the S6 or the Edge being much cheaper. A complete scam at least with Apple the Apple stores will replace cracked screens for $99-$149 while you wait. We canceled the insurance we had at Verizon after my wife cracked the screen on her iPhone 5. Interestingly, the $99 screen replacement is the 6. The 5 and 5s are the more expensive ones($129-$149). Its also an interesting read if you bother to read Asurion's fine print. They don't guarantee replacing the phone with the exact same phone or same color. You can count on getting a refurb and if they fix phones they are under no obligation to use Samsung parts or have Samsung repair it. Probably not an issue 99% of the time but if you managed to land a green S6 Edge and broke it I wouldn't bet for a minute you'd get a green one back. For the most part, unless you are prone to losing your phone all the time it almost never works in your favor.
    03-31-2015 10:54 PM
  16. dpham00's Avatar
    Verizon deductible depends on when you signed up. My note 4 deductible for is $99, and I pay $5.18 for asurion insurance. This is a grandfathered plan. Current plan has a higher deductible and higher monthly premium

    Sent from my Verizon Samsung Galaxy Note 4
    03-31-2015 10:59 PM
  17. TENYKS's Avatar
    Depends on the phone. My M8 is $99 as well but all current iPhones are $200. I can't imagine and the S6 or the Edge being much cheaper. A complete scam at least with Apple the Apple stores will replace cracked screens for $99-$149 while you wait. We canceled the insurance we had at Verizon after my wife cracked the screen on her iPhone 5. Interestingly, the $99 screen replacement is the 6. The 5 and 5s are the more expensive ones($129-$149). Its also an interesting read if you bother to read Asurion's fine print. They don't guarantee replacing the phone with the exact same phone or same color. You can count on getting a refurb and if they fix phones they are under no obligation to use Samsung parts or have Samsung repair it. Probably not an issue 99% of the time but if you managed to land a green S6 Edge and broke it I wouldn't bet for a minute you'd get a green one back. For the most part, unless you are prone to losing your phone all the time it almost never works in your favor.
    You have just convinced me to stop thinking about the S6. Instead, I just ordered the iPhone 6 Plus online.
    04-01-2015 02:23 AM
  18. dpham00's Avatar
    holy moly... when did they up the deductible from $99 to $199??????

    At that kind of deductibles, plus the monthly insurance fee, there
    is no point in getting insurance... unless I want to bend over and
    let Verizon/Asurion do whatever they want to me....

    that's almost the equivalent of having a $5,000 deductible on my
    old $10,000 car, right?
    Full retail ranges from $600-800 depending on model. Still a lot, but not a 50% deductible.

    Sent from my Verizon Samsung Galaxy Note 4
    04-01-2015 08:04 AM
  19. chickweedblur's Avatar
    Full retail ranges from $600-800 depending on model. Still a lot, but not a 50% deductible.

    Sent from my Verizon Samsung Galaxy Note 4
    True, but they are almost certainly not giving you a new phone.

    How about this math!? A family of 4 pays $10/month for insurance per line, $480 a year, or $960 every 2 years. Person 1 loses a phone, pays the deductible for a used phone increasing the total cost to $1,160. Person 2 throws their phone in the ocean, pays $200 and gets a used phone. Now the cost is $1,360. Even if you consider them to be worth something closer to full retail, it isn't until person 3 of 4 destroys their phone where you are actually ahead of the insurance and deductible costs.

    My wife and I have had phones since the 90's, I've never lost one or even cracked a screen. She's never lost one but has cracked 2 screens. 20+ years of insurance for 2 screens would have been pretty pricey....
    04-01-2015 09:40 AM
  20. Jaycemiskel's Avatar
    True, but they are almost certainly not giving you a new phone.

    How about this math!? A family of 4 pays $10/month for insurance per line, $480 a year, or $960 every 2 years. Person 1 loses a phone, pays the deductible for a used phone increasing the total cost to $1,160. Person 2 throws their phone in the ocean, pays $200 and gets a used phone. Now the cost is $1,360. Even if you consider them to be worth something closer to full retail, it isn't until person 3 of 4 destroys their phone where you are actually ahead of the insurance and deductible costs.

    My wife and I have had phones since the 90's, I've never lost one or even cracked a screen. She's never lost one but has cracked 2 screens. 20+ years of insurance for 2 screens would have been pretty pricey....
    You're lucky. My wife has actually lost a phone before, and she cracks the screen on EVERY device she gets. With her it's not if her phone is gonna need insurance, it's when lol. So it works out for me.
    04-01-2015 09:47 AM
  21. TENYKS's Avatar
    You're lucky. My wife has actually lost a phone before, and she cracks the screen on EVERY device she gets. With her it's not if her phone is gonna need insurance, it's when lol. So it works out for me.
    (knock on wood)

    we ALWAYS put tempered glass screen protectors on our phones and tablets. over the last several years, we have never had a cracked screen, despite the numerous drops. Several of the tempered glass screen protectors have cracked, but that's what they're meant to do, right? On the S5, it has gone through 12 cracked screen protectors. (but the original rugged Otterbox Defender-type case is still in perfect condition, as is the S5 inside)
    04-01-2015 11:45 AM
  22. dpham00's Avatar
    True, but they are almost certainly not giving you a new phone.

    How about this math!? A family of 4 pays $10/month for insurance per line, $480 a year, or $960 every 2 years. Person 1 loses a phone, pays the deductible for a used phone increasing the total cost to $1,160. Person 2 throws their phone in the ocean, pays $200 and gets a used phone. Now the cost is $1,360. Even if you consider them to be worth something closer to full retail, it isn't until person 3 of 4 destroys their phone where you are actually ahead of the insurance and deductible costs.

    My wife and I have had phones since the 90's, I've never lost one or even cracked a screen. She's never lost one but has cracked 2 screens. 20+ years of insurance for 2 screens would have been pretty pricey....
    On your case it clearly isn't statistically advantageous to get insurance. Also, insurance is less than $10/mo, but that doesn't really make that much of a difference for you. It really depends on your situation,whether or not insurance is worth it

    Sent from my Verizon Samsung Galaxy Note 4
    04-01-2015 04:19 PM
  23. Almeuit's Avatar
    As others said.. I am sure they would. It's still damage to the phone.
    04-01-2015 04:29 PM
  24. Joe the Insider's Avatar
    You have just convinced me to stop thinking about the S6. Instead, I just ordered the iPhone 6 Plus online.
    Good job making the wrong decision.
    04-01-2015 05:00 PM
  25. Joe the Insider's Avatar
    True, but they are almost certainly not giving you a new phone.

    How about this math!? A family of 4 pays $10/month for insurance per line, $480 a year, or $960 every 2 years. Person 1 loses a phone, pays the deductible for a used phone increasing the total cost to $1,160. Person 2 throws their phone in the ocean, pays $200 and gets a used phone. Now the cost is $1,360. Even if you consider them to be worth something closer to full retail, it isn't until person 3 of 4 destroys their phone where you are actually ahead of the insurance and deductible costs.

    My wife and I have had phones since the 90's, I've never lost one or even cracked a screen. She's never lost one but has cracked 2 screens. 20+ years of insurance for 2 screens would have been pretty pricey....
    Everyone's situation is different, Insurance is an option, Yes you are paying extra, But it's worth paying if they have no upgrades and something happens.
    04-01-2015 05:02 PM
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