12-07-2015 03:00 PM
31 12
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  1. Dustin Cumbo's Avatar
    Just how secure is Android Pay!? Does anyone have good stories/ horror stories about using it?
    11-24-2015 02:45 PM
  2. SpookDroid's Avatar
    More secure than using your actual card, since it uses tokenization and virtual cards. That means that the actual card information the vendor is getting is only good for that transaction alone. Even if their databases get hacked and they get your info, they can't do anything with it because it's no longer valid for new transactions.

    Only problem with Android Pay is that you MAY have issues getting certain card offers if the bank's system isn't optimized (transactions show up as ANDROID PAY followed by the vendor you used it in, so some banks have issues automatically recognizing a purchase in some vendors because of the Android Pay prefix, but it's not so common and you can simply call them to make an offer valid).
    Dustin Cumbo likes this.
    11-24-2015 03:07 PM
  3. 20blks's Avatar
    Samsung pay can be used more places and it's easier
    SpookDroid likes this.
    11-24-2015 05:06 PM
  4. ffejjj's Avatar
    Yea, IF you have a Samsung phone

    Posted via the Android Central App
    11-24-2015 05:09 PM
  5. 20blks's Avatar
    I was assume the op has a samsung since this is an S6 forum
    11-24-2015 06:28 PM
  6. MrLegolas's Avatar
    Does Android Pay work with MVNO carriers like Lycamobile?

    Posted via the Android Central App
    11-24-2015 06:30 PM
  7. ffejjj's Avatar
    I was assume the op has a samsung since this is an S6 forum
    My post was from an envious point of view lol

    Send as if Samsung pay is working out pretty well so far for people.

    Posted via the Android Central App
    11-24-2015 06:38 PM
  8. AlphaTango414's Avatar
    SpookDroid done a good job explaining how secure it is.

    20Blks,

    Unfortunately for a lot of people tho, Samsung Pay doesn't support their banks.
    11-24-2015 06:45 PM
  9. 20blks's Avatar
    SpookDroid done a good job explaining how secure it is.

    20Blks,

    Unfortunately for a lot of people tho, Samsung Pay doesn't support their banks.
    More banks will be supported soon and chase was just added a a few days ago. That's pretty big (for me) lol

    Posted via the Android Central App
    11-24-2015 09:48 PM
  10. AlphaTango414's Avatar
    Oh yeah I'm aware more banks will be added in time. I just know it's been a turn off for a lot of people only 2 banks were supported at launch.
    11-25-2015 03:20 AM
  11. SpookDroid's Avatar
    Yup, I like Samsung Pay better because of the compatibility thing with magnetic stripe readers. AND if you do have access to it, better run and take advantage of their new promo: $100 in their store to spend in December just for activating Samsung Pay before the end of the month.

    With this, I'd even ask a friend for a card if yours isn't compatible. It's 100 bucks!!!!
    20blks likes this.
    11-25-2015 11:11 AM
  12. MrLegolas's Avatar
    Experts, does Android Pay work with MVNO carriers like Lycamobile?
    Any idea? Thanks.

    Posted via the Android Central App
    11-26-2015 07:18 PM
  13. AlphaTango414's Avatar
    Yup, I like Samsung Pay better because of the compatibility thing with magnetic stripe readers. AND if you do have access to it, better run and take advantage of their new promo: $100 in their store to spend in December just for activating Samsung Pay before the end of the month.

    With this, I'd even ask a friend for a card if yours isn't compatible. It's 100 bucks!!!!
    I've already redeemed the free wireless charger promo. Just received it beginning of this week.

    Everyone else, take advantage of the offer.
    Steven Buckle likes this.
    11-27-2015 04:31 AM
  14. reggc6's Avatar
    I've been using android pay for about 2 month. It works great with no issues. The way I have my pay set up is through google generated credit card number. Google makes sure it's secure! No worries!

    Posted via the Android Central App
    11-27-2015 11:38 AM
  15. mhtsang's Avatar
    So far so good, I have no problem using Android pay at all. Although I have Samsung pay which I try to use unfortunately, the stores I went to (Duane Reade, Staples) only accept Android pay. It seem to me Android pay is more widely accepted than Samsung. Love it!

    Posted via the Android Central App
    11-27-2015 09:05 PM
  16. mhtsang's Avatar
    I have been able to use Android pay no problem but wasn't able to find anywhere that accept Samsung pay. Can you tell me a few known place that I accept Samsung pay? Any pharmacy, supermarket or franchise convenient store at least?

    Posted via the Android Central App
    11-27-2015 09:11 PM
  17. 20blks's Avatar
    I have been able to use Android pay no problem but wasn't able to find anywhere that accept Samsung pay. Can you tell me a few known place that I accept Samsung pay? Any pharmacy, supermarket or franchise convenient store at least?

    Posted via the Android Central App
    Samsung pay is accepted any where that you can swipe a credit card. Android pay is NOT more accepted than android pay.
    Aggie PT and SpookDroid like this.
    11-27-2015 11:18 PM
  18. AlphaTango414's Avatar
    Samsung Pay is accepted everywhere that your linked card will work. The terminal doesn't have to be NFC enabled. Hold up the back of your device to the magnetic strip reader on the terminal. If someone says they don't accept it, they don't know anything about Samsung Pay.
    20blks and SpookDroid like this.
    11-28-2015 06:05 AM
  19. Blaize19's Avatar
    Definitely frustrated that my bank is not (yet) supported, but my other debit card is, so I have to move money around if I want to use Android Pay. Almost easier to just pull my card out, since I use a wallet case.
    11-28-2015 08:17 AM
  20. SpookDroid's Avatar
    haha what? nope... it does have more support from banks but Samsung is more accepted because it works with any magnetic stripe reader. For that matter, if a vendor takes Android Pay, it takes Samsung Pay (NFC payments). They are probably lying to you if they say they don't support Samsung Pay, as from their side, they shouldn't have to do anything. It literally is just like swiping your credit card.

    So far so good, I have no problem using Android pay at all. Although I have Samsung pay which I try to use unfortunately, the stores I went to (Duane Reade, Staples) only accept Android pay. It seem to me Android pay is more widely accepted than Samsung. Love it!

    Posted via the Android Central App
    20blks likes this.
    11-28-2015 08:54 PM
  21. SpookDroid's Avatar
    Like other comments say, you won't find a store that explicitly says Samsung Pay accepted, because Samsung Pay works with any magnetic stripe reader terminal and even NFC ones (like the ones that take Android Pay or Apple Pay). The only place it doesn't work is in slide-in readers like ATMs or gas pumps.

    I have been able to use Android pay no problem but wasn't able to find anywhere that accept Samsung pay. Can you tell me a few known place that I accept Samsung pay? Any pharmacy, supermarket or franchise convenient store at least?

    Posted via the Android Central App
    20blks likes this.
    11-28-2015 08:56 PM
  22. Erm10's Avatar
    DO you have to have NFC turned on for Samsung pay to work? I am confused because reading the FAQ it says that it uses NFC and MST(?) so if NFC is off will it still work?
    11-30-2015 08:58 AM
  23. Darrkman's Avatar
    DO you have to have NFC turned on for Samsung pay to work? I am confused because reading the FAQ it says that it uses NFC and MST(?) so if NFC is off will it still work?
    Samsung Pay will automatically turn on your NFC when you start it.
    20blks likes this.
    11-30-2015 10:18 AM
  24. SpookDroid's Avatar
    DO you have to have NFC turned on for Samsung pay to work? I am confused because reading the FAQ it says that it uses NFC and MST(?) so if NFC is off will it still work?
    You don't need NFC turned on as, like Darrkman says, Samsung Pay will turn it on and off automatically. When you prompt Samsung Pay to open, it will ask you for either your fingerprint or a PIN to start the payment window. This is when Samsung Pay activates both NFC and MST since it doesn't know which kind of terminal you're trying to pay at. When this window is over either by completing a transaction or if no transaction was made within that time, it will turn off MST and NFC (the latter will turn off only if you had it off to begin with, if not, it will remain on).
    Erm10, AlphaTango414 and 20blks like this.
    12-01-2015 05:16 PM
  25. stump24's Avatar
    question for anyone who has used both. Do you have to open an app to use either? I was under the impression that one you just unlock your phone and hold it up. The other requires you to bring it up first then pay?
    12-04-2015 04:16 PM
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