04-03-2016 06:49 PM
252 1234 ...
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  1. bsteppuhn's Avatar
    lol so no store in your entire town takes credit cards? this isn't apple pay........
    LOL a town of 500 people. I tried it at the grocery store and caseys. They've disabled it since most people have small purchases. We still have a pull up gas station where they fill it for you. We finally have a caseys. :-)

    Posted via the Android Central App
    03-19-2016 04:05 PM
  2. ajb1965's Avatar
    OK, so far we have:

    1. It's faster than pulling out your wallet and removing a credit card. I find this hard to believe, having viewed several videos showing people using Samsung Pay. The need to hover the phone alongside the card reader for several seconds is longer than it takes for me to pull out my card and swipe it.
    True, but as card chips are gaining popularity, gone is the quick swipe and walk away move . Chip readers are ridiculously slow and annoying. Samsung pay is quicker than those readers in my experience.

    Posted via the Android Central App
    Kalnel likes this.
    03-19-2016 04:06 PM
  3. meyerweb#CB's Avatar
    I think mostly novelty, but there is one advantage. The phone generates a one-time use card#, so someone trying to skim your card isn't going to get anything useful. I might use it at gas stations and other places where the card reader is easily accessible just for that reason. In general, though, I think it's easier to pull out a credit card. And I'm not about to hand my $700 glass backed phone to a waiter.

    Edit: Just read the posts indicating it won't work at gas stations. That sucks, since it's where I would most want to use it.

    In any case, I'm not interested enough to activate it yet. Maybe Samsung will come out with a better promo for activation later.
    03-19-2016 04:19 PM
  4. terrain's Avatar
    useless.... and Apply pay for that matter until business cards WORK.
    03-19-2016 04:26 PM
  5. torbach1's Avatar
    It's worth activating and using once for the $30 free credit you get from Samsung from your choice of various vendors.

    Posted via the Android Central App
    03-19-2016 05:07 PM
  6. Knowledge10111's Avatar
    I carry numerous cards on me at all times because I get cash back from each category differently. It's so much easier to just have all my cards on my phone. I usually carry my phone in my hand at all times anyways so it is just so much quicker. Swiping up from the screen off with my thumb on the home key I can authenticate and pay in under a second. It's also faster at processing the payment vs the new chip and signature which in my experience takes 10+ seconds.

    At first I thought Samsung Pay would not replace my wallet but now I use it more and more to the point where I only carry my wallet in case it doesn't work or my phone dies. Lets be honest, eventually electronic payments will make plastic obsolete (or a not-cool hassle such as someone writing a check or paying cash). It will take time but I will gladly take the convenience now and be an early adopter.

    As others have said some states are already trialing digital drivers' license. I imagine in 20 years we will all have digital licenses + passports so this is the direction the world is moving.
    03-19-2016 06:51 PM
  7. dizzll's Avatar
    Love not carrying anything but ID and my phone. Places like the beach or Vegas strip, it's awesome. No wallet necessary.
    03-19-2016 07:02 PM
  8. Razgriz78's Avatar
    Except for chilis, used samsung pay there last week actually.
    03-19-2016 08:41 PM
  9. wxman2003's Avatar
    I carry numerous cards on me at all times because I get cash back from each category differently. It's so much easier to just have all my cards on my phone. I usually carry my phone in my hand at all times anyways so it is just so much quicker. Swiping up from the screen off with my thumb on the home key I can authenticate and pay in under a second. It's also faster at processing the payment vs the new chip and signature which in my experience takes 10+ seconds.

    Last thing I ever want to do is hand my phone over to a cop, so he can take it back to his car. I prefer my license to be totally separate from my phone.

    At first I thought Samsung Pay would not replace my wallet but now I use it more and more to the point where I only carry my wallet in case it doesn't work or my phone dies. Lets be honest, eventually electronic payments will make plastic obsolete (or a not-cool hassle such as someone writing a check or paying cash). It will take time but I will gladly take the convenience now and be an early adopter.

    As others have said some states are already trialing digital drivers' license. I imagine in 20 years we will all have digital licenses + passports so this is the direction the world is moving.
    Last think I want to do is hand over my phone to a cop so he can take it back to his car. By handing the phone to the cop, you are basically giving him/her the right to search. I prefer to keep my license separate and not in my phone.
    flintlock and BrockS. like this.
    03-19-2016 09:28 PM
  10. Knowledge10111's Avatar
    Last think I want to do is hand over my phone to a cop so he can take it back to his car. By handing the phone to the cop, you are basically giving him/her the right to search. I prefer to keep my license separate and not in my phone.
    I'm not sure how it works/would work but I am sure there could be privacy features enabled that will lock out the phone when in "license" mode.
    03-19-2016 09:37 PM
  11. TechGod2014's Avatar
    Works perfectly for me. Plus like others have said it's much safer because you don't use ur real card number. Samsung gave me 100 bucks to use it on my S6 and now a 30 dollar gift card for using it on my new S7E which I used to buy this awesome Tech 21 case from best buy. Sometimes u need to tap it more than once, but thats more of a terminal issue. I've done worn out the magnetic strip on my cards plenty of times and sat there while that new chip technology crashed a register. I'd say Samsung Pay is a homerun with me.
    03-19-2016 10:04 PM
  12. Rose4uKY's Avatar
    I agree I love using it and have only done it 3 times. The Best Buy guy showed me how it worked but then I couldn't get it to work but I wasn't doing it right. But then it worked and my husband can use it at his work at the vending machine so we both got the $30 gift cards. I used my Best Buy one to purchase the fast wireless charger which was on sale for 55.99 but anyway the other day at the grocery Kroger the person behind me goes did you just pay with your phone? It was so cool but so convenient of not having to dig through my purse for my wallet. Now today at my nail salon I didn't think it worked and I said oh let me just get out my card and then the slip printed and it worked. I loved it! I'll use it whenever I can. But like Android Pay on our M9 I had my restaurant gift cards on their and the guy took my phone but I won't let anyone take this phone. But yeah it's cool but also handy and quick I think.
    03-19-2016 10:34 PM
  13. Almeuit's Avatar
    OK, so far we have:

    1. It's faster than pulling out your wallet and removing a credit card. I find this hard to believe, having viewed several videos showing people using Samsung Pay. The need to hover the phone alongside the card reader for several seconds is longer than it takes for me to pull out my card and swipe it.

    2. You don't have to carry a wallet. Valid point, but you still need to carry a driver's license. Years ago I used to carry my driver's license and my bank debit card tucked inside folded over currency, a very minimal package. So I see the no wallet thing as being a convenience.

    3. People can't see your PIN. I use my bank card as a credit card, I don't use my PIN, so I don't see that as an advantage.

    4. Samsung Pay uses a token number instead of your actual card number, so if someone hacks the card reading machine they won't get your credit card number. Yep, that's an advantage.
    For number 2 you don't need it while shopping. Hence my point of people leaving the wallet or whatever in the car so they only have a phone on them.
    03-19-2016 10:44 PM
  14. GSOgymrat's Avatar
    I have a phone case that holds my drivers license and credit card, so I just carry my phone. I use mobile payments sometimes but it is faster and easier to pull out the phone and use the credit card. Mobile payments are not good at drive up windows, sit down restaurants, movie theater windows and other places. If I have to carry a driver's license I may as well carry a credit card.
    Kalnel likes this.
    03-19-2016 10:45 PM
  15. TMavC5's Avatar
    Its all i use now. Take couple try to make it go through. Often time, cashier are fascinated by it and eagerly to learn as well. Just remember do not place your phone by NFC, place your phone right directly to the magnet side and watch the screen until it is complete. Simple.
    03-19-2016 10:54 PM
  16. optimummind's Avatar
    I carry my phone inside a belt holster case so it really is faster to pull out my phone with just one hand and pay with Samsung Pay then reaching into my back pocket, opening it with 2 hands to unfold the wallet, hold the wallet while I'm taking out a card with my other hand, swiping, putting it back in the wallet, folding up the wallet, and putting it back inside the back pocket.

    I've found Samsung Pay to be really useful when I'm holding my toddler with my left arm and I perform the Samsung Pay payment with just my right hand.
    03-19-2016 11:02 PM
  17. TechGod2014's Avatar
    Most people already have their phone in hand anyway on the check out line. Seems easier to use your phone than to put away the phone and whip out the wallet then the card. I say don't knock until you try it for yourself.
    03-19-2016 11:08 PM
  18. Kalnel's Avatar
    Not just a convenience, but after six months of use, Samsung Pay is a necessity for me. I don't have a wallet anymore -- just a pouch stuck on the back of my phone with a driver's license, credit card, and $20 bill. Thanks to Samsung Pay, though, I always have five credit cards with me, plus four or five gift cards.

    Security is another big selling point for me. No matter where I go, my credit card info is protected through tokenization. Since I live in an area where credit-card skimming is a big problem, that gives me some peace of mind. (Yes, I know I wouldn't be responsible for money stolen this way, but who needs the hassle?)

    Problems with skimmers have prompted me to go into gas stations to pay, rather than swiping at the pump. Inside most gas stations, I can pay using Samsung Pay with no problem.

    That pretty much leaves restaurants, places (like self-serve parking lots) with machines that "suck up" your entire card, and the rare store where Samsung Pay doesn't work as the only places I don't use it. My bet is that within the next few years, I'll be able to use Samsung Pay everywhere, either through the magnetic strip technology or NFC.
    03-19-2016 11:27 PM
  19. ThrottleJohnny's Avatar
    Exactly. Even if you use your card without the pin, it can still be skimmed.

    Posted via the Android Central App
    03-19-2016 11:43 PM
  20. bembol's Avatar
    I'm dying for Canada to get Apple or Samsung Pay but there's too much BS going on up here.

    Either it's the Carriers, Bank and/or Retailers.



    Why because I hate carrying cash, my wallet or credit/reward cards.
    03-20-2016 12:27 AM
  21. dov1978's Avatar
    I'm gonna say it's a novelty just like the rest. I waited impatiently for months for Apple Pay to become available in the UK. Finally got it, paid for my McDonald's at the Drive Thru with my Apple Watch (worked beautifully to be fair)............. then never used it again.

    Posted via the Android Central App
    03-20-2016 01:38 AM
  22. TechGod2014's Avatar
    I'm gonna say it's a novelty just like the rest. I waited impatiently for months for Apple Pay to become available in the UK. Finally got it, paid for my McDonald's at the Drive Thru with my Apple Watch (worked beautifully to be fair)............. then never used it again.

    Posted via the Android Central App
    Huh? Apple pay? Thought this was a thread about Samsung Pay? I've used both and apple pay doesn't even come close. Apple pay is a novelty on the iPhone since you can barely use it. Samsung Pay turns your phone into a secure debit card and usable almost everywhere. I can bet that Apple will implement Sammy's tech on the iPhone 7 or second iwatch because it's a win. Get yourself a Sammy phone and see for yourself.
    Kalnel and Aggie PT like this.
    03-20-2016 06:24 AM
  23. jaltman's Avatar
    LOL a town of 500 people. I tried it at the grocery store and caseys. They've disabled it since most people have small purchases. We still have a pull up gas station where they fill it for you. We finally have a caseys. :-)

    Posted via the Android Central App
    Since it uses the card swiper, it can't be disabled. Its a card as far as the equipment is concerned.
    03-20-2016 08:26 AM
  24. jaltman's Avatar
    useless.... and Apply pay for that matter until business cards WORK.
    I have a business debit and business credit card and both work fine in Sammy Pay.
    Kalnel likes this.
    03-20-2016 08:28 AM
  25. dov1978's Avatar
    Huh? Apple pay? Thought this was a thread about Samsung Pay? I've used both and apple pay doesn't even come close. Apple pay is a novelty on the iPhone since you can barely use it. Samsung Pay turns your phone into a secure debit card and usable almost everywhere. I can bet that Apple will implement Sammy's tech on the iPhone 7 or second iwatch because it's a win. Get yourself a Sammy phone and see for yourself.
    I'm using an s7 edge right now. My point was mobile pay in general is a bit if a novelty whether that be Samsung pay, Android pay, or apple pay. I'm in the UK where all debit cards are chip and pin technology so the method of paying with Samsung pay be a bit stuck in the past here. We don't even have Samsung pay here yet for me to try which I definitely will. Apple pay here in the UK you can use almost anywhere and couldn't be simpler to use

    Posted via the Android Central App
    03-20-2016 09:15 AM
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