[mysamsung7]

How do you like it and how do I shut it off?

[SpookDroid]

I use it every single day (OK, maybe not every day, but pretty much!). If this thing could be used for ID (driver's license, etc.) I'd leave my wallet at home. I missed it terribly when I tried the V20. One of the main reasons I came back to Samsung.

You can, however, turn it off if you want to (but truly, it's just so much better and secure than using your actual card! Plus they are running promos all the time, including their new rewards program). Just go to the app's settings if you've already set it up and select RESET APP to clear all information from it, or if you do want to keep it just in case but not have it 'interfering' with anything else, go to the app's settings, select USE FAVORITE CARDS and turn everything off there. That way Samsung Pay will only be opened when you open the app.

[mysamsung7]

Thanks. Yeah I saw that rewards program!

[SpookDroid]

And it's not only that. You get money for referrals (you and the person you referred! if you don't have anyone I can give you my code and both you and I will get 5 buckaroos ). They constantly run freebie promos, gift cards, more cash... I've easily gotten over 50 bucks in cash and gift cards from promotions alone, not to mention the initial promos where they offered 100-dollar credit on their store and stuff like that.

But rewards and perks aside, seriously, once you get used to paying with your phone, you won't want to go back to credit cards. My only gripe is that not all establishments have the payment terminal accessible to you; restaurants without a mobile terminal, shops like Starbucks that have the card reader embedded on the cashier's computer AND on the cashier's side, so it's really hard to reach out and use your phone there, unless you're cool with handing your phone to them and walking them through the tap-and-pay process, although it's fun to see their faces when it works and they had tried to tell you a million times that it wouldn't :P

[mysamsung7]

Sure give me your referral

[SpookDroid]

00D318

[mysamsung7]

Thanks

[ZOMMBIE1]

Absolutely love Samsung pay! Use it all the time. It works great.

[kuhawksr1]

Agree. Use it quite often and still have fun explaining why it worked after the attendant tells me it won't.

[oks10]

I use it occasionally. Used the 30 gift card from an earlier promo to order a Fire Stick during black Friday.

[Johnston212]

I really enjoy it, but I will use it more once USAA approves the whole thing. Very easy and actually the only pay app that I can frequently use. No major retailers accept NFC/Apple/Android payment methods

[anon(5719825)]

A couple of weeks ago, I tried it at King Soopers and messed up in using it so I just paid with my card. Monday night, I went back and this time, I was successful! It will be something I use every time I go there now. I used to have to sign when my purchase was over a certain amount. This time, no signing.

I used my banks debit card and it asked me if I wanted cash back. It's a nice option to have though I will probably never use that.

[420lyfe]

I use both android pay and Samsung pay. I have both setup and to be honest they're very much alike. I just happen to use android pay as well which is fine.

[clownin72]

Use it as much as I can. Works great everywhere I try except Walmart. It works a handful of times there. Usually have to use their Walmart pay app tho. Samsung pay is hard to beat with all their promotions and rewards. Love it.

[ded1945]

Use it almost every time I charge something, the exceptions as noted above when you can't get to the card swipe device. Have my Amex and several Visa cards set up, just waiting for Discover.

[adayoff]

I'm new to Samsung. I've always had an Android, never an Apple. I have used Android Pay which is cool as can be! But now with Samsung, there's their own Samsung Pay.

I immediately started back to using Android Pay over Samsung for lack of understanding the true difference. If it isn't broke, don't fix it mentality. Apparently, I should give it a try?

[beri]

I love Samsung Pay and use it every chance I get. I tried Android Pay and it felt like I was missing something (MST maybe?) So I switched back. I've always wanted to explore other devices but don't wanna risk losing Samsung Pay lol

Edit: plus it's way faster than that new chip crap

[naturalguy]

I use it daily and love it, it's super convenient.

[wookiee2cu]

I use it all the time unless the reader is behind the cash register, then I just hand them my card. I use it because of convenience factor and security. When you make a payment it uses digital tokenization meaning it does not send your credit card info to the merchant's machine, so if their system gets hacked they don't have your credit card info on file. I had my card info get stolen a few years back and later found out that I store I purchased some tools at had their system hacked. Normally it's not a big deal but it was my debit card and I was on vacation when my bank notified me of fraudulent charges. Had to go to a bank and take out a bunch of cash and then have my bank cancel the card and mail me a new one.

[adayoff]

I use it all the time unless the reader is behind the cash register, then I just hand them my card. I use it because of convenience factor and security. When you make a payment it uses digital tokenization meaning it does not send your credit card info to the merchant's machine, so if their system gets hacked they don't have your credit card info on file. I had my card info get stolen a few years back and later found out that I store I purchased some tools at had their system hacked. Normally it's not a big deal but it was my debit card and I was on vacation when my bank notified me of fraudulent charges. Had to go to a bank and take out a bunch of cash and then have my bank cancel the card and mail me a new one.

Sucks that that happened to you, but I can relate unfortunately. A merchant had their account hacked and therefore my debit card was compromised. While on vacation, a low balance went off went it couldn't for knowing my expenses. Had to cancel the card while on vacation and had to swap over to credit for remainder of the trip for lack of cash.

So with that said, I will now give this Samsung Pay a chance due to everyone's advice!!

Was reading that my Edge will do MST along with NFC. Apparently that's a thing? Anyone tried the MST function?

I will go buy a pack of gum to just live a little and try something new. Ha!

[Johnston212]

It essentially works the same way. The major difference is that Samsung has built in hardware that emulates the strip. For example, in my area I would most likely use Android Pay at Gamestop only due to limited support in my area. I can also use Samsung Pay the exact same way at gamestop. However, I can also use Samsung Pay at Kroger, thanks to the strip hardware in my S7 Edge.

They also introduced a rewards program that looks pretty good

[jbjtkbw007]

Look......I was hesitant to use it at first because I was like "What's the big deal?", but once I started using it, it was the greatest thrill. Especially when you use it where Apple Pay doesn't work. Then, you get to show off your tech savvy by explaining MST to them.

As of Black Friday, my Samsung Pay experience went from great to through the roof. I got a Samsung Gear S3. It uses Samsung Pay. The setup was awkward as I had to install it AGAIN to use it on the phone, and you still need the phone on your person or relatively close proximity to work (found this out the hard way as I went to pay for my car wash and my daughter was playing on my phone out of reach.....like 15 feet).

AND.....I found out that it even works with those Square reader things people use to connect to their cell phones like food trucks or the farmer's market. It's just so damn convenient!

[SpookDroid]

Sucks that that happened to you, but I can relate unfortunately. A merchant had their account hacked and therefore my debit card was compromised. While on vacation, a low balance went off went it couldn't for knowing my expenses. Had to cancel the card while on vacation and had to swap over to credit for remainder of the trip for lack of cash.

So with that said, I will now give this Samsung Pay a chance due to everyone's advice!!

Was reading that my Edge will do MST along with NFC. Apparently that's a thing? Anyone tried the MST function?

I will go buy a pack of gum to just live a little and try something new. Ha!

The MST is how Samsung Pay works most of the time (that's what it uses for 'normal' card readers). If it doesn't get the confirmation from that, it uses NFC as a back up, but since most terminals aren't NFC-equipped, that is really just that, a back up.

[SpookDroid]

Look......I was hesitant to use it at first because I was like "What's the big deal?", but once I started using it, it was the greatest thrill. Especially when you use it where Apple Pay doesn't work. Then, you get to show off your tech savvy by explaining MST to them.

As of Black Friday, my Samsung Pay experience went from great to through the roof. I got a Samsung Gear S3. It uses Samsung Pay. The setup was awkward as I had to install it AGAIN to use it on the phone, and you still need the phone on your person or relatively close proximity to work (found this out the hard way as I went to pay for my car wash and my daughter was playing on my phone out of reach.....like 15 feet).

AND.....I found out that it even works with those Square reader things people use to connect to their cell phones like food trucks or the farmer's market. It's just so damn convenient!

Yup, the lady at the mini-farmers market that comes to my office on friday's was so intrigued by that she asked me to stay a while and explain how it worked. I got a free smoothie for my time

Also, I thought the S3 was supposed to work with SPay regardless of whether you had the phone with you...

[jbjtkbw007]

From what I've been reading, the phone needs to be near. I can only confirm that when it wasn't, my payments would fail. I'm pretty certain I was doing it correctly. Those were the only times it didn't work for me is when the phone was out of range.