04-26-2017 07:12 AM
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  1. LineKill's Avatar
    There were rumors about this. Now that it's here, will you be getting it?

    https://www.sammobile.com/2017/04/11...the-galaxy-s8/
    04-11-2017 03:03 AM
  2. LineKill's Avatar
    04-11-2017 03:16 AM
  3. Ca_lvn's Avatar
    04-11-2017 08:24 AM
  4. LineKill's Avatar
    I thought maybe they were going to offer it free of charge, part of the package. I am interested in seeing what everyone thinks about this new protection plan.

    Square Trade looks very economical. I have always just took out the insurance offered by the carrier. I will check it out next time I upgrade.
    04-11-2017 08:32 AM
  5. anon(782252)'s Avatar
    I'll take the free month with the S8 I ordered for one of my other lines but at $12/month and no loss/theft coverage, there's better options out there.
    04-11-2017 08:39 AM
  6. LineKill's Avatar
    I'll take the free month with the S8 I ordered for one of my other lines but at $12/month and no loss/theft coverage, there's better options out there.
    I was kind of surprised at the price myself. I wonder if there are any advantages at all as opposed to the other Protection Plans available.

    There are a couple nice features, but I think they priced it too high.
    04-11-2017 08:42 AM
  7. anon(782252)'s Avatar
    I was kind of surprised at the price myself. I wonder if there are any advantages at all as opposed to the other Protection Plans available.

    There are a couple nice features, but I think they priced it too high.
    I think their big selling point is speed of service. Next day, hand delivered at a location of the customers choosing would be pretty nice.

    I do think $12 is a little high but if it included loss/theft that might change my mind.
    04-11-2017 09:07 AM
  8. LineKill's Avatar
    I think their big selling point is speed of service. Next day, hand delivered at a location of the customers choosing would be pretty nice.

    I do think $12 is a little high but if it included loss/theft that might change my mind.
    Yeah, the service itself sounds spectacular.

    I agree, if it covered loss/theft the cost would be much more palatable.

    It doesn't even cover insect infestation🐛 Can you believe that 😁
    04-11-2017 09:22 AM
  9. hhmorgan's Avatar
    Well this used to be an easy decision with Samsung Protection Plus. This plan is clearly much more expensive. Hmm?


    Samsung Premium Care for S8 & S8+-samsung-galaxy-s8-protection-plans.jpg
    * SquareTrade Family plan price

    Samsung Premium Care for S8 & S8+-samsung-galaxy-s8-protection-plans.jpg
    * SquareTrade Single Plan price with PHONE20 discount promo code
    04-11-2017 09:44 AM
  10. Rumline's Avatar
    SquareTrade doesn't cover loss or theft either. I'd rather stick with Asurion for $7.99 / mo.
    04-11-2017 10:20 AM
  11. hhmorgan's Avatar
    SquareTrade doesn't cover loss or theft either. I'd rather stick with Asurion for $7.99 / mo.
    Not a good option - even more costly.

    Samsung Premium Care for S8 & S8+-samsung-galaxy-s8-protection-plans-sqtrade-asurion.jpg

    Whats hard to justify in all these cases is the depreciation of the phone over time and potential phone upgrades/deals to come.

    Looking at last years Galaxy S7 you can buy Manufacturer Refurbs (which is what you'll get on these insurance plans) for less that $300 now. So for most plans it only makes sense if you expect to hold the phone for 2 years and have 2 or more repairs to buy the insurance.

    An interesting idea is hold the Samsung Premium Care for 12 months (using 1 month free offer) and then go self-insured. Your covered during the high replacement cost period.

    Samsung Premium Care for S8 & S8+-samsung-galaxy-s8-protection-plan-1yr-only.jpg
    bhatech, co.ag.2005 and aggie like this.
    04-11-2017 10:58 AM
  12. bhatech's Avatar
    Not a good option - even more costly.

    Click image for larger version. 

Name:	Samsung Galaxy S8 protection plans + Sqtrade + Asurion.jpg 
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    Whats hard to justify in all these cases is the depreciation of the phone over time and potential phone upgrades/deals to come.

    Looking at last years Galaxy S7 you can buy Manufacturer Refurbs (which is what you'll get on these insurance plans) for less that $300 now. So for most plans it only makes sense if you expect to hold the phone for 2 years and have 2 or more repairs to buy the insurance.
    Exactly, if you factor in the monthly costs and deductible and never use them it's pointless IMO. Also, if you have been taking insurance on phones till now so much money down the drain. Sure you don't have to pay one time cost to buy replacement but just put the monthly premium in some saving account or somewhere else to use when you need it. Imagine you have been paying phone insurance for so many devices and never used, instead keep that money aside for using when you lose or break the phone.
    co.ag.2005 likes this.
    04-11-2017 11:14 AM
  13. Rumline's Avatar
    Except that Asurion covers loss and theft whereas none of the other options do.
    04-11-2017 11:38 AM
  14. LineKill's Avatar
    I think I would rather go with one of the other options that does not have loss and theft.

    I have never had my phone lost or stolen, but I have had it damaged before.
    04-11-2017 11:47 AM
  15. EMGSM's Avatar
    I think I would rather go with one of the other options that does not have loss and theft.

    I have never had my phone lost or stolen, but I have had it damaged before.
    I would probably do the same. Everyone has different lifestyles. Mine puts me more at risk for phone damage than theft. Not saying it can't happen but I'd rather save the money.
    LineKill likes this.
    04-11-2017 12:39 PM
  16. ol_jackburton's Avatar
    SquareTrade doesn't cover loss or theft either. I'd rather stick with Asurion for $7.99 / mo.
    Had a bad experience with Asurion, so I would not go with them. I had done AppleCare with my previous iPhones. I would do the Samsung care if there was an option to pay a flat fee and be done with it. As it is I will stick with the smartphone addon that my homeowners offers.
    04-11-2017 01:25 PM
  17. Ca_lvn's Avatar
    Had a bad experience with Asurion, so I would not go with them. I had done AppleCare with my previous iPhones. I would do the Samsung care if there was an option to pay a flat fee and be done with it. As it is I will stick with the smartphone addon that my homeowners offers.
    Last year on the N7 is was a flat fee $129 not sure what happened there
    04-11-2017 02:00 PM
  18. gernerttl's Avatar
    As it is I will stick with the smartphone addon that my homeowners offers.
    Hmmm... I'll check my home owners insurance and see if it is included. I'm with USAA. They are pretty good.
    04-11-2017 04:29 PM
  19. anon(782252)'s Avatar
    Hmmm... I'll check my home owners insurance and see if it is included. I'm with USAA. They are pretty good.
    If USAA covers it, it would be a new change.
    04-11-2017 04:46 PM
  20. Nakrohtap's Avatar
    Hmmm... I'll check my home owners insurance and see if it is included. I'm with USAA. They are pretty good.
    Not sure if you've made claims on your homeowners insurance before. But, claiming smaller items is the best way to get your premiums raised and possibly cancelled as you will be listed as a greater threat to make more claims.
    Something to think about.
    A lot of homeowners deductibles are fairly high as well.
    04-11-2017 04:52 PM
  21. ol_jackburton's Avatar
    Not sure if you've made claims on your homeowners insurance before. But, claiming smaller items is the best way to get your premiums raised and possibly cancelled as you will be listed as a greater threat to make more claims.
    Something to think about.
    A lot of homeowners deductibles are fairly high as well.
    these are addendum's to your policy and are not looked at the same as typical claims. they are designed for these items and priced and underwritten accordingly.
    04-11-2017 05:11 PM
  22. ol_jackburton's Avatar
    If USAA covers it, it would be a new change.
    it most likely does not currently covered, you would need to add it as an addendum.
    04-11-2017 05:13 PM
  23. anon(782252)'s Avatar
    Not sure if you've made claims on your homeowners insurance before. But, claiming smaller items is the best way to get your premiums raised and possibly cancelled as you will be listed as a greater threat to make more claims.
    Something to think about.
    A lot of homeowners deductibles are fairly high as well.
    This is all true but USAA is not every other insurance company. It would take somewhere between a ton of claims and nearly impossible for them to terminate your coverage. They cover military and their families and that's it.
    04-11-2017 05:16 PM
  24. anon(782252)'s Avatar
    it most likely does not currently covered, you would need to add it as an addendum.
    The last time I inquired, which was last year, they don't cover it as an addendum. They only partner with a third party to provide cell phone insurance but it is not tied to your USAA policies at all.
    04-11-2017 05:18 PM
  25. ol_jackburton's Avatar
    The last time I inquired, which was last year, they don't cover it as an addendum. They only partner with a third party to provide cell phone insurance but it is not tied to your USAA policies at all.
    Well there you go, liberty mutual offers home computer coverage witch covers smart phones.
    04-11-2017 05:38 PM
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