05-25-2017 02:41 PM
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  1. AC321's Avatar
    Using your phone is not anymore convenient than using yours debit card. In fact I found it more of a process to take phone out, unlock, open app, add pin, then spend 20-45 seconds finding the sweet spot, then finally entering in your debit pin and wait for approval. And still it may fail sometimes and you would repeat while getting all sweaty while people behind you are watching to see what the big deal is and why are you taking so darn long attempting this gimmick 3 times while the clerk is resetting the machine for you with each failed attempt. Lol. THIS IS TRUE STORY.
    This has been my experience as well, but without the pin. I swipe up, use my fingerprint, and I'd say 3 out of 7 times it doesn't work on the first try, despite trying to line my Note5 up perfectly as the Samsung instructions say. That's when I inevitably hear from the cashier, "we don't have that," and I have to ask if they can try it again, and it usually works the second time. I have also tried putting the phone in place before doing my thumbprint and have found that works a little better, but it's still not perfect. So for a while I was only using it if no one was behind me in line. But lately I've found myself just not wanting to bother. It's just easier to use the card like everyone else, even if it's not quicker (particularly with the chip readers, which seem to take forever). Wish it just worked first time every time.
    05-23-2017 10:28 AM
  2. AC321's Avatar
    Ok. I broke my cherry today at home Depot. Only to have it fall at Lowe's three times 🤣

    I had to explain to the cashier I was sorry, if I use it so many times a month I get a $100 gift card. Might have exaggerated a little bit.

    Are there any tricks on where to find the phone?
    Our Lowes stores have the fat piece of plastic over the card reader. I have never been able to get it to work at Lowes. I just figured the phone ended up too far from the card reader.
    05-23-2017 10:31 AM
  3. Ca_lvn's Avatar
    Left my phone at home walked to the store made a purchase with my Gear S3 walked back home once the watch reconnected via Bluetooth to the phone SP updated with notifications.
    The cashier also asked about the watch ⌚, I wear it on my left hand 🖐️ so I half to reach over the Cc reader but it it was on your right wrist nobody would even notice you making a payment
    05-23-2017 10:53 AM
  4. Whiskey619's Avatar
    My favorite thing is when, 10-30 minutes after I get home, I receive a Samsung pay notification telling me that I can use it to pay at the store I just got home from. Maybe it needs a little fine tuning, so it reminds me while I'm still there?
    05-23-2017 10:05 PM
  5. zyad's Avatar
    In Canada.... I was using it regularly. Got a $25 gift card from The Bay for using it the first three times... I thought I would be getting Samsung rewards points, but there is no such thing when I log into my account. I guess no Samsung Points in Canada? That sucks.
    05-23-2017 10:14 PM
  6. the_munc_e's Avatar
    Left my phone at home walked to the store made a purchase with my Gear S3 walked back home once the watch reconnected via Bluetooth to the phone SP updated with notifications.
    The cashier also asked about the watch ⌚, I wear it on my left hand 🖐️ so I half to reach over the Cc reader but it it was on your right wrist nobody would even notice you making a payment
    I'm wondering what would happen if I used the watch, got back to my phone, and the bank declined it 🤔
    kevinpleasants likes this.
    05-23-2017 11:15 PM
  7. amyf27's Avatar
    I use Spay so much that I also hate to use my physical card. The other day it did not work at the DMV and another store that I've used it alot with no problems. They had the chip. It's been so long since I've used the chip that I've forgotten it took so long.
    I hate asking "do you insert it and they either say "yes or "no that's not active you slide it".
    05-24-2017 04:19 AM
  8. amyf27's Avatar
    That's strange because I have really good success with it in stores but I've never been able to get it to work on vending machines.
    Really, not on vending machines? Are you holding it there long enough? Mines great with those but I did have problems at the road bike store because they had this quirky little box shaped reader that kept throwing error codes SO I had to use the plastic. Also the self serve car wash does like it either lol.

    The s3 watch works everywhere as the phone does so I'm loving that.
    05-24-2017 04:21 AM
  9. amyf27's Avatar
    I got the max transactions for the month it's either 50 or 55. Wish it was unlimited. Cashed in for a $20visa reward earlier in the month
    jamezr likes this.
    05-24-2017 04:27 AM
  10. amyf27's Avatar
    I'm wondering what would happen if I used the watch, got back to my phone, and the bank declined it 🤔
    I think it would decline right at the register. It doesn't need data to transact, just to update on the system. I bet it preauthorizes.

    Odd thing with some places where I'm at: Heinens grocery I must use as credit it won't gpnthru as debit with cash back, but everywhere else will. Country Fair gas only goes thru as debit not credit .
    05-24-2017 04:29 AM
  11. the_munc_e's Avatar
    I think it would decline right at the register. It doesn't need data to transact, just to update on the system. I bet it preauthorizes.

    Odd thing with some places where I'm at: Heinens grocery I must use as credit it won't gpnthru as debit with cash back, but everywhere else will. Country Fair gas only goes thru as debit not credit .
    How do I get it to go through as credit? It never asks.
    05-24-2017 04:47 AM
  12. sweetypie31's Avatar
    I got the max transactions for the month it's either 50 or 55. Wish it was unlimited. Cashed in for a $20visa reward earlier in the monthhttps://uploads.tapatalk-cdn.com/201...4471249390.jpg
    I don't use it enough to make 20 purchases a month. If it wasn't for buying the 8+ I don't think I ever would have made it to 3000 points. Lol
    LineKill and amyf27 like this.
    05-24-2017 06:11 AM
  13. LineKill's Avatar
    I don't use it enough to make 20 purchases a month. If it wasn't for buying the 8+ I don't think I ever would have made it to 3000 points. Lol
    I have received more points this month than I have over the past year thanks to their purchase an S8 special going on. First month ever I have went past the 50 transaction limitツ
    sweetypie31 and amyf27 like this.
    05-24-2017 07:40 AM
  14. DWS44's Avatar
    I still haven't used it, even though I've thought about it, primarily for two reasons:

    First, I use a Discover card a majority of the time, and I see they STILL aren't working with Samsung Pay yet.

    Second, I hate to end up "that guy" that does something different and ends up holding up a line at a checkout. Amazingly, as long as these types of mobile payments systems have been out, I've still yet to see anyone pay for anything, anywhere, using their phone, which seems mind boggling. Not like I live out in the boondocks, either.
    05-24-2017 08:03 AM
  15. pankaj981's Avatar
    Costco couldn't fool the gas pump with a fake card and using SP had to break out the debit cardhttps://uploads.tapatalk-cdn.com/201...010295c82a.jpg
    I have seen this at my Costco gas station and always wondered, isn't using cellphones near the gas filling pump illegal? Unless Costco has some sort of safety measure built into their gas pumps I wouldn't remotely try using mobile payments near it.


    Looks like Costco hasn't activated it yet:
    https://www.reddit.com/r/SamsungPay/...m=comment_list
    05-24-2017 08:20 AM
  16. whaddupdoe's Avatar
    Yes I use it everyday!!
    Attached Thumbnails Anyone use Samsung Pay a lot?-986.jpg  
    Ca_lvn likes this.
    05-24-2017 09:13 AM
  17. Ca_lvn's Avatar
    Yes I use it everyday!!
    Well you have good choices for rewards
    05-24-2017 09:52 AM
  18. amyf27's Avatar
    I have received more points this month than I have over the past year thanks to their purchase an S8 special going on. First month ever I have went past the 50 transaction limitツ
    Yea it was a really nice perk getting the S8+ and the bonus points😃
    LineKill likes this.
    05-24-2017 10:24 AM
  19. pinkivy98's Avatar
    Really, not on vending machines? Are you holding it there long enough? Mines great with those but I did have problems at the road bike store because they had this quirky little box shaped reader that kept throwing error codes SO I had to use the plastic. Also the self serve car wash does like it either lol.

    The s3 watch works everywhere as the phone does so I'm loving that.
    Yes, I've tried holding it for a long time and I've tried multiple times on different vending machines and I used my watch and Spay did not work.
    05-24-2017 03:46 PM
  20. pinkivy98's Avatar
    How do I get it to go through as credit? It never asks.
    You tell the cashier you want to use credit or depending on the pin pad it will ask you if you want to choose the transaction to be credit or debit.
    05-24-2017 03:52 PM
  21. the_munc_e's Avatar
    You tell the cashier you want to use credit or depending on the pin pad it will ask you if you want to choose the transaction to be credit or debit.
    I always do and they look at me crazy
    05-24-2017 04:41 PM
  22. Almeuit's Avatar
    I always do and they look at me crazy
    Just tell them to hit credit and wait till they do. That is all I do and it works.
    the_munc_e likes this.
    05-24-2017 04:48 PM
  23. krabkakes95's Avatar
    I always run it as credit... Can you run it as debit and use your debit card pin? I assumed there was no pin associated with the virtual card that Samsung pay generates...

    On another note, had my first real failure today. As others have noted, apparently it doesn't work at Lowe's. I used it, it said "waiting on cashier" then I looked at her screen and it was displaying the last 4 digits of my card number...

    I told her "it says waiting on cashier"
    The cashier said "oh, we don't accept mobile payments. They don't work on our system"
    I said "My card number is displayed on your screen right now..."
    Then she cancelled the payment and said "yeah, it doesn't work though"

    *Shrug*
    05-24-2017 04:54 PM
  24. amyf27's Avatar
    I always run it as credit... Can you run it as debit and use your debit card pin? I assumed there was no pin associated with the virtual card that Samsung pay generates...

    On another note, had my first real failure today. As others have noted, apparently it doesn't work at Lowe's. I used it, it said "waiting on cashier" then I looked at her screen and it was displaying the last 4 digits of my card number...

    I told her "it says waiting on cashier"
    The cashier said "oh, we don't accept mobile payments. They don't work on our system"
    I said "My card number is displayed on your screen right now..."
    Then she cancelled the payment and said "yeah, it doesn't work though"

    *Shrug*
    Mine works at our local Lowe's. I've used it there several times.
    krabkakes95 likes this.
    05-24-2017 05:18 PM
  25. amyf27's Avatar
    I always run it as credit... Can you run it as debit and use your debit card pin? I assumed there was no pin associated with the virtual card that Samsung pay generates...

    On another note, had my first real failure today. As others have noted, apparently it doesn't work at Lowe's. I used it, it said "waiting on cashier" then I looked at her screen and it was displaying the last 4 digits of my card number...

    I told her "it says waiting on cashier"
    The cashier said "oh, we don't accept mobile payments. They don't work on our system"
    I said "My card number is displayed on your screen right now..."
    Then she cancelled the payment and said "yeah, it doesn't work though"

    *Shrug*
    They don't know. Half the time we are the ones to train them. CVS actually had their tap and pay option removed but Samsung Pay works there with ease.
    krabkakes95 and pinkivy98 like this.
    05-24-2017 05:20 PM
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