I would hold off unless there's a huge price drop this close to the fold 4.
I would also hold off on what my results are going to be. I sent my fold 3 in for repairs. On the inside screen it is starting to bubble up and there's a crack forming where it bends. Getting it fixed under warranty thru Samsung is proving to be problematic. I finally contacted ubreakifix, Samsung approved service center, and I'm sending it to them. Ubreakifix is saying that getting Samsung to cover the screen is iffy, they claim physical damage even though there's no damage on phones anywhere. They said this is a common issue with the fold and flip. I checked with a different cell repair center and they said they get this issue all the time and said same thing, Samsung is iffy at covering screen under warranty. They both said Samsung will cover the screen protector. Replacing the screen was quoted at $539+ tax. I have the Samsung premium so I'll pay the $249 deductible if they don't cover it. I will then just put the fold in my safe and use it for trade in on next year's S23U.
My history with the folds.. Fold 2 had to be sent in for hinge repair, covered under warranty. Fold 3 having the screen issue, warranty coverage is to be determined. If Samsung denies the screen with only 8 months of of usage with failure for it's normal intended use I'll sadly be done with the folds for awhile. Even if Samsung covers the screen I might be done for awhile. I have been on the phone and chat with Samsung for 3+ hours on this getting transferred all over the place, I'm not wanting to do that. With the hinge and screen issue I might have to concede the folds need more work. They are too expensive to have these issues. If you don't believe me call a ubreakifix and ask them if there's any issues with the folds. I don't have confidence that the folds will good 2 or more years without screen issues. I think the folds are a year phone and trade it off. I will let you know how it goes.
Edit.. Here's another post the screens have been discussed and you will see others having issues with warranty on screens.
https://r.tapatalk.com/shareLink/top...ink_source=app